Search Results

(refine search)

SORT BY: PREVIOUS / NEXT

All:
Title:
Author:
Abstract:
Keywords:

+ Add Search Parameter

Journal Article
Are SBA loan guarantees desirable?
Craig, Ben R.; Thomson, James B.; Jackson, William E. (2004-09)
Over the last 10 years, the Small Business Administration has been responsible for well over $100 billion in small business credit extensions, more than any single private lender. This Commentary explores the motivations for such a large investment of taxpayer dollars.
Economic Commentary , Issue Sep

Conference Paper
Scale economies at payday loan stores
Samolyk, Katherine A.; Flannery, Mark J. (2007)
Proceedings , Paper 1039

Journal Article
Turning uncertainty into risk: why data are the key to greater investment
Tingerthal, Mary (2006)
Proceedings of the Conference on the Secondary Market for Community Development Loans. <p> The role of data dominated much of the discussion at the Federal Reserve?s Secondary Market for Community Development Loans Conference. In our discussions of how to attract new investors to the field, the group reviewed all the things that investors are looking for: volume, geographic diversity, homogeneous assets, etc. But what became clear was that, above all, investors need data. Any investment is possible only if the investor has the necessary information?the data?to decide whether to make an ...
Community Development Innovation Review , Issue 2 , Pages 24-30

Working Paper
Loan guarantees for consumer credit markets
Athreya, Kartik B.; Tam, Xuan S.; Young, Eric (2011)
Loan guarantees are arguably the most widely used policy intervention in credit markets, especially for consumers. This may be natural, as they have several features that, a priori, suggest that they might be particularly effective in improving allocations. However, despite this, little is actually known about the size of their effects on prices, allocations, and welfare. ; In this paper, we provide a quantitative assessment of loan guarantees, in the context of unsecured consumption loans. Our work is novel as it studies loan guarantees in a rich dynamic model where credit allocation is ...
Working Paper , Paper 11-06

Conference Paper
Credit scoring and small business lending in low- and moderate-income communities
Woosley, Lynn W.; Padhi, Michael; Srinivasan, Aruna (1999)
Proceedings , Paper 783

Conference Paper
The effect of bank mergers on loan prices: evidence from the U.S.
Erel, Isil (2005)
Proceedings , Paper 994

Journal Article
A jump in consumer loans?
Gopalan, Yadav K.; El-Ghazaly, Hoda S. (2010)
The dramatic increases [in consumer loans] over the past few months have been caused by a new reporting requirement issued by the Financial Accounting Standards Board.
Economic Synopses

Working Paper
Loan regulation and child labor in rural India
Dasgupta, Basab; Zimmermann, Christian (2012)
We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal and informal lending, human capital accumulation, adverse selection, and differentiated risk types. Specifically, we build a model economy that replicates the current outcome with a loan rate cap and no lender discrimination by risk using a survey of rural lenders. Households borrow primarily from informal moneylenders and use child labor. Removing the rate cap and allowing lender discrimination markedly increases capital use, eliminates child labor, and improves welfare of all ...
Working Papers , Paper 2012-027

Conference Paper
Social capital and the cost of business loan contracting
Uzzi, Brian; Lancaster, Ryon (2001)
Proceedings , Paper 792

Working Paper
On SBA-guaranteed lending and economic growth
Craig, Ben R.; Thomson, James B.; Jackson, William E. (2004)
Increasingly, policymakers are looking to the small business sector as a potential engine of economic growth. Policies to promote small businesses include tax relief, direct subsidies, and indirect subsidies through government lending programs. Encouraging lending to small business is the primary policy objective of the Small Business Administration (SBA) loan-guarantee program. Using a panel data set of SBA-guaranteed loans we assess whether SBA-guaranteed lending has an observable impact on local and regional economic performance.
Working Papers (Old Series) , Paper 0403

PREVIOUS / NEXT

Fed in Print

Search Results

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

FILTER BY Keywords