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Newsletter
The debate on Internet sales taxation
McGranahan, Leslie (2000-06)
Chicago Fed Letter , Issue Jun

Speech
Enhancing payment system speed, efficiency and security
Cumming, Christine M. (2013)
Keynote remarks at the TCH Annual Payments Symposium and Business Meeting, New York City.
Speech , Paper 111

Working Paper
Is GDP Becoming Obsolete? The 'Beyond GDP' Debate
Nakamura, Leonard I.; Charles, Hulton (2022-11-08)
GDP is a closely watched indicator of the current health of the economy and an important tool of economic policy. It has been called one of the great inventions of the 20th century. It is not, however, a persuasive indicator of individual well-being or economic progress. There have been calls to refocus or replace GDP with a metric that better reflects the welfare dimension. In response, the U.S. agency responsible for the GDP accounts recently launched the GDP and Beyond program. This is by no means an easy undertaking, given the subjective and idiosyncratic nature of much of individual ...
Working Papers , Paper 21-37

Conference Paper
Learning-by-doing, scale efficiencies, and financial performance at Internet-only banks
DeYoung, Robert (2001)
Proceedings , Paper 711

Working Paper
Measuring the “Free” Digital Economy Within the GDP and Productivity Accounts
Soloveichik, Rachel; Nakamura, Leonard I.; Samuels, Jon (2017-10-23)
We develop an experimental methodology that values ?free? digital content through the lens of a production account and is consistent with the framework of the national accounts. We build upon the work in Nakamura, et al. (2016) by combining marketing- and advertising-supported content and find that the impact of ?free? digital content on U.S. gross domestic product (GDP) has accelerated in recent years, particularly since 2005. However, the explosion in ?free? digital content is partially offset by a decrease in ?free? print content like newspapers. Including these, real GDP growth would grow ...
Working Papers , Paper 17-37

Journal Article
Phishing and pharming: helping consumers avoid Internet fraud
Hicks, Dawn (2005-10)
The Federal Reserve Bank of Boston?s Consumer Regulation Outreach Group offers advice to Internet users on avoiding scams.
Communities and Banking , Issue Fall , Pages 28-31

Newsletter
The Internet's place in the banking industry
DeYoung, Robert (2001-03)
Chicago Fed Letter , Issue Mar

Working Paper
“Free” Internet Content: Web 1.0, Web 2.0, and the Sources of Economic Growth
Soloveichik, Rachel; Nakamura, Leonard I.; Samuels, Jon (2018-05-24)
The Internet has evolved from Web 1.0, with static web pages and limited interactivity, to Web 2.0, with dynamic content that relies on user engagement. This change increased production costs significantly, but the price charged for Internet content has generally remained the same: zero. Because no transaction records the ?purchase? of this content, its value is not reflected in measured growth and productivity. To capture the contribution of the ?free? Internet, we model the provision of ?free? content as a barter transaction between the content users and the content creators, and we value ...
Working Papers , Paper 18-17

Journal Article
City or country: where do businesses use the internet?
Forman, Chris; Greenstein, Shane; Goldfarb, Avi (2004)
This Economic Letter summarizes research finding that the use of basic internet technology is widely dispersed among both urban and rural locations. Moreover, although advanced internet technology was adopted most rapidly in large urban areas, the research finds that much (but not all) of the apparent "digital divide" in internet use can be explained by the heavy concentration of internet-intensive industries in large urban areas.
FRBSF Economic Letter

Working Paper
A theory of transactions privacy
Roberds, William; Kahn, Charles M.; McAndrews, James J. (2000)
In this paper, we consider the costs and benefits of transactions privacy. In the environment we consider, privacy is the concealment of potentially useful information, but concealment also potentially bestows benefits. In some versions of the environment, the standard Coasian logic applies: given an unambiguous initial assignment of rights and sufficient flexibility in contracting, efficiency in information revelation will result. Coasian bargaining may be impeded, however, by either an inability to make certain commitments or by the presence of significant investments that must be made ...
FRB Atlanta Working Paper , Paper 2000-22

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