Speech
Industrial loan companies: testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, October 4, 2007
Alvarez, Scott G. (2007)
Speech , Paper 315

Journal Article
Industrial loan companies
Thomson, James B.; Ergungor, O. Emre (2006-10)
Once Wal-Mart announced its intention to acquire an industrial loan company, a public furor arose that has brought a lot of attention to a type of institution that has existed for quite some time, but was not widely recognized outside of banking circles. What are ILCs and why have they become so controversial lately?
Economic Commentary , Issue Oct

Speech
Industrial loan companies: testimony before the Committee on Financial Services, U.S. House of Representatives, April 25, 2007
Kohn, Donald L. (2007)
Speech , Paper 281

Journal Article
Industrial loan companies: a growing industry sparks a public policy debate
Spong, Kenneth; Robbins, Eric (2007-10)
Industrial loan companies, or ILCs, are a small, but rapidly growing part of the financial industry. These state-chartered institutions operate in seven states and have nearly all of the same powers as commercial banks. However, ILCs differ greatly from banks in one characteristic--the type of companies that may own them. ILCs meeting certain conditions may be owned and operated by firms engaged in commercial activities, thus skirting the prohibitions on mixing banking and commerce that apply to virtually all other depository institutions. ; From a public policy standpoint, the proponents of ...
Economic Review , Volume 92 , Issue Q IV , Pages 41-71

Journal Article
Industrial loan companies come out of the shadows
Neely, Michelle Clark (2007-07)
Despite being around for nearly a century, industrial banks have been in the spotlight only in the past couple of years. That's largely because of who wants to own them -- big-box retailers like The Home Depot and Wal-Mart.
The Regional Economist , Issue Jul , Pages 4-9