Search Results

(refine search)

SORT BY: PREVIOUS / NEXT

All:
Title:
Author:
Abstract:
Keywords:

+ Add Search Parameter

Journal Article
Research spotlight: How consumers respond to stimulus payments
Sears, Louis (2011-10)
Related links: https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2011/q4/research_spotlight_weblinks.cfm
Econ Focus , Volume 15 , Issue 4Q , Pages 11

Speech
The Federal Reserve System and individual financial planning: a speech at the 2011 Virginia Beach Financial Planning Day, Virginia Beach, Virginia, Oct. 22, 2011
Duke, Elizabeth A. (2011)
Speech , Paper 586

Journal Article
Recent financial behavior of households
Luckett, Charles A. (1980-06)
Federal Reserve Bulletin , Issue Jun , Pages 437-443

Journal Article
Econ Focus: Adjusting to Income Risk
Hui, Anthony (2022-10)
A common question in economics and finance is how households respond to changes in income risk. Theory predicts that when households' incomes become more volatile, they may save more, work more, or reduce their holdings of risky assets to compensate for their increased risk.In a recent article in the Review of Economic Dynamics, Marios Karabarbounis of the Richmond Fed, Yongsung Chang and Jay Hong of Seoul National University, Yicheng Wang of Peking University, and Tao Zhang of the Ragnar Frisch Centre for Economic Research examined how households adjust their financial portfolio in response ...
Econ Focus , Volume 22 , Issue 4Q , Pages 16

Speech
The national and regional economy
Dudley, William (2013)
Remarks at the Whitman School of Management at Syracuse University, Syracuse, New York.
Speech , Paper 117

Briefing
U.S. household deleveraging: what do the aggregate and household-level data tell us?
Cooper, Daniel H. (2012)
Deleveraging is the process by which households decide that their level of debt is inconsistent with their revised economic outlook and adjust their leverage accordingly, primarily by substituting debt repayment for consumption. Household deleveraging is a commonly cited reason for the sluggish consumption growth experienced during the current economic recovery from the Great Recession. This policy brief analyzes the impact of household debt repayment on consumer spending during and after the Great Recession by using aggregate and household-level data. Overall, the data show little evidence ...
Public Policy Brief

Report
The financial crisis at the kitchen table: trends in household debt and credit
Van der Klaauw, Wilbert; Lee, Donghoon; Brown, Meta; Haughwout, Andrew F. (2010)
The Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel, created from a sample of U.S. consumer credit reports, is an ongoing panel of quarterly data on individual and household debt. The panel shows a substantial run-up in total consumer indebtedness between the first quarter of 1999 and the peak in the third quarter of 2008, followed by a steady decline through the third quarter of 2010. During the same period, delinquencies rose sharply: Delinquent balances peaked at the close of 2009 and then began to decline again. This paper documents these trends and discusses their sources. ...
Staff Reports , Paper 480

Working Paper
Rural wealth creation and emerging energy industries: lease and royalty payments to farm households and businesses
Brown, Jason; Weber, Jeremy G.; Pender, John (2013)
New technologies for accessing energy resources, changes in global energy markets, and government policies have encouraged growth in the natural gas and wind industries in the 2000s. The growth has offered new opportunities for wealth creation in many rural areas. At a local level, households who own land or mineral rights can benefit from energy development through lease and royalty payments. Using nationally-representative data on U.S. farms from 2011, we assess the consumption, investment, and wealth implications of the $2.3 billion in lease and royalty payments that energy companies paid ...
Research Working Paper , Paper RWP 13-07

Working Paper
The Economic Security Index: a new measure for research and policy analysis
Nichols, Austin; Craig, Stuart; Huber, Gregory; Hacker, Jacob S.; Schlesinger, Mark; Rehm, Philipp; Valletta, Robert G. (2012)
This paper presents the Economic Security Index (ESI), a new, more comprehensive measure of economic insecurity. By combining data from multiple surveys, we create an integrated measure of volatility in available household resources, accounting for fluctuations in income and out-of pocket medical expenses, as well as financial wealth sufficient to buffer against these shocks. We find that insecurity has risen steadily since the mid-1980s for virtually all subgroups of Americans, albeit with cyclical ups and downs. We also find, however, that there is substantial disparity in the degree to ...
Working Paper Series , Paper 2012-21

Journal Article
Why is the market share of adjustable-rate mortgages so low?
Aragon, Diego; Vickery, James; Moench, Emanuel (2010-12)
Over the past several years, U.S. homebuyers have increasingly favored fixed-rate mortgages over adjustable-rate mortgages (ARMs). Indeed, ARMs have dropped to less than 10 percent of all residential mortgage originations, a near-record low. One might speculate that the decline in the ARM share has been driven by ?one-off? factors relating to the financial crisis. However, a statistical analysis suggests that recent trends can largely be explained by the same factors that have historically shaped mortgage choice?most notably, the term structure of interest rates and its effects on the ...
Current Issues in Economics and Finance , Volume 16 , Issue Dec

show more (3)

PREVIOUS / NEXT

Fed in Print

Search Results

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

FILTER BY Keywords