Search Results
Journal Article
Have the characteristics of high-earning banks changed? Evidence from Ohio
An analysis of the effects of deregulation on the earnings of Ohio banks in the last decade, finding that the top-performing financial institutions earned even higher returns on assets after deregulation, while the earnings of poorly managed banks deteriorated.
Journal Article
NAFTA and the Midwest
Proceedings of the October 2, 1992 meeting of the Fourth District Economists' Roundtable, which looked at the North American Free Trade Agreement's likely impact on the U.S. and Midwest economies.
Journal Article
Fourth District community affairs outlook: regional legacy paves the way for new initiatives
The Fourth District faced a number of economic challenges in 2001, including a national economic recession, a downturn in manufacturing, and the aftershocks of September 11. Today, many of our local economies are under pressure to transform their older industrial and agricultural roots with new economic engines.
Journal Article
Bank holding companies' participation in credit insurance underwriting
A discussion of the public and corporate benefits associated with credit insurance underwriting by bank holding companies in the Fourth Federal Reserve District, featuring rate reduction guidelines, performance ratios, and earnings comparisons.
Journal Article
The growth of cities in the Fourth District
Many Fourth District cities have experienced relatively weak population growth over the past half century. One possible reason some cities have recently grown more is because they have better educated workforces. Recent research suggests that the educational attainment of residents is critical to population growth, particularly for cities in the Northeast and Midwest.
Journal Article
Deregulation and deposit pricing
A deposit-pricing survey and comparison of 112 depository institutions in the Fourth Federal Reserve District, covering MMDAs, Super-NOWS, and CDs in an examination of the effect of interest-rate deregulation on banks and thrifts.
Journal Article
Interbank exposure in the Fourth Federal Reserve District
A discussion of the hypotheses that high levels of interbank exposure reduce the safety and soundness of the banking system and that interbank exposure affects the ability of the FDIC to use market discipline as a constraint on banks' risk-taking, with comment on Fourth Federal Reserve District conditions.
Journal Article
Midyear report of the Fourth District Economists' Roundtable
A summation of the May 20, 1994 meeting of the Fourth District Economists' Roundtable, at which participants offered their views on the current and prospective state of the economy and discussed the limitations of describing the U.S. business cycle.
Journal Article
How are wages determined?
An analysis of the role of employers in wage-setting across three Fourth Federal Reserve District labor markets--Cleveland, Cincinnati, and Pittsburgh--during the years 1955-1988.