Search Results
Journal Article
Midyear report of the Fourth District Economists' Roundtable
A summation of the May 20, 1994 meeting of the Fourth District Economists' Roundtable, at which participants offered their views on the current and prospective state of the economy and discussed the limitations of describing the U.S. business cycle.
Journal Article
Have the characteristics of high-earning banks changed? Evidence from Ohio
An analysis of the effects of deregulation on the earnings of Ohio banks in the last decade, finding that the top-performing financial institutions earned even higher returns on assets after deregulation, while the earnings of poorly managed banks deteriorated.
Journal Article
2003 Environmental Assessment Survey
The Community Affairs Office of the Federal Reserve Bank of Cleveland conducted an environmental assessment survey in early 2003 to better understand current trends affecting access to capital and credit in low- and moderate-income communities. Topics of interest included trends affecting financial institutions' ability to serve the credit needs of individuals and businesses; community reinvestment needs; local or regional economic conditions that are affecting community reinvestment and economic development; opportunities and threats at the grassroots level that are influencing access to ...
Journal Article
Labor productivity growth across states
Labor productivity growth, a measure of output per unit of work, is closely tied to gains in wages and living standards, and it provides a direct measure of a country?s competitive position over time. The same holds true for states. Since the last business cycle peak in 2000, states boosted their average labor productivity growth to 2.3 percent. In Ohio, this growth came as a result of modest output growth accompanied by sharp employment losses. Although this has been a painful transition for the Fourth District, solid productivity gains have made the remaining firms and workers more ...
Journal Article
Report of the Fourth District Economists' Roundtable
A summary of the 1994 forecasts for real output and inflation presented by 15 members of the Fourth District Economists' Roundtable at their January 1994 meeting, highlighting the measurement of service sector prices and the role of small businesses in creating jobs.
Journal Article
Rate deregulation and deposit shifting
An analysis of deposit holdings of commercial banks and thrifts in the Fourth Federal Reserve District to determine the deposit growth and shifting that resulted from introduction of Super-NOWs and MMDAs.
Journal Article
Fourth District community affairs outlook: regional legacy paves the way for new initiatives
The Fourth District faced a number of economic challenges in 2001, including a national economic recession, a downturn in manufacturing, and the aftershocks of September 11. Today, many of our local economies are under pressure to transform their older industrial and agricultural roots with new economic engines.