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Keywords:Disintermediation 

Journal Article
Housing and interest rates: a weaker link?

FRBSF Economic Letter

Newsletter
Disintermediation marches on

Chicago Fed Letter , Issue Jan

Journal Article
Pseudo intermediaries

FRBSF Economic Letter

Journal Article
Certificates

FRBSF Economic Letter

Journal Article
Disintermediation: an old disorder with a new remedy

Review , Volume 61 , Issue Jan , Pages 10-15

Working Paper
Marketplace Lending and Consumer Credit Outcomes : Evidence from Prosper

In 2005, Prosper launched the first peer-to-peer lending website in the US, allowing for consumers to apply for and receive loans entirely online. To understand the effect of this new credit source, we match application-level data from Prosper to credit bureau data. Post application, borrowers' credit scores increase and their credit card utilization rates fall relative to non-borrowers in the short run. In the longer run, total debt levels for borrowers are higher that of non-borrowers. Differences in mortgage debt are particularly large and increasing over time. Despite increased debt ...
Finance and Economics Discussion Series , Paper 2019-022

Journal Article
Will the funds be there?

FRBSF Economic Letter

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