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Keywords:Debit cards 

Conference Paper
Interchange fees in various countries : developments and determinants : commentary on Weiner and Wright

Proceedings – Payments System Research Conferences , Issue May , Pages 51-64

Conference Paper
Workshop overview

Proceedings , Paper 655

Conference Paper
The payment provider perspective

Proceedings , Paper 657

Journal Article
Interchange fees in credit and debit card markets : what role for public authorities

Credit and especially debit card transactions are on the rise worldwide. Interchange fees are an integral part of the pricing structure of credit and debit card transactions. Indirectly paid by merchants to card issuers, interchange fees in most countries are set by credit and debit card networks. But in one country, Australia, the central bank is regulating interchange fees, and in several other countries and areas, including the European Union, Mexico, the Netherlands, Spain, and the United Kingdom, public officials are taking, or considering taking, a more hands-on regulatory stance. In ...
Economic Review , Volume 91 , Issue Q I , Pages 87-113

Discussion Paper
Assessing the impact of electronic benefits transfer on America's communities and the U.S. payment system

The Center co-sponsored this conference with the Community Affairs Department and the Electronic Funds Transfer Association?s EBT Industry Council. The purpose of the conference was to provide a forum for community, banking, and payment industry leaders on the future of EBT. The sessions provided an understanding of what EBT is, an assessment of its impact on communities, an examination of its legacy as a payment system, and a look ahead to its continuing role in American communities
Consumer Finance Institute discussion papers , Paper 05-02

Discussion Paper
Why don’t most merchants use price discounts to steer consumer payment choice?

Recent legislation and court settlements in the United States allow merchants to use price discounts to steer customers to pay with means of payment that are less costly to merchants. This paper suggests one method of calculating merchants? change in profit associated with giving price discounts to buyers who pay with debit cards and cash. We use data from the pilot of the Boston Fed?s Diary of Consumer Payment Choice to compute rough estimates of the expected net cost reduction by merchant type that may result from debit card and cash price discounts. We find that steering consumers to debit ...
Public Policy Discussion Paper , Paper 12-9

Working Paper
Pricing and welfare implications of payment card network competition

This paper examines how competition among payment card networks three-party scheme networks and four-party scheme networks affects pricing as well as the welfare of various parties. A competing network has an incentive to provide rewards to its card users. By providing more generous rewards than its rival networks, the network can increase its own card transactions because multihoming cardholders who hold multiple networks cards choose to use its card instead of using its rivals. Although a monopoly network does not have such an incentive, in a monopoly four-party scheme network, competition ...
Payments System Research Working Paper , Paper PSR WP 06-03

Journal Article
Banking industry evolution along the Texas-Mexico border

Southwest Economy , Issue Jul , Pages 11-13

Conference Paper
Interchange fees : network, issuer, acquirer, and merchant perspectives : panel remarks

Proceedings – Payments System Research Conferences , Issue May , Pages 169-190

Discussion Paper
Trends and preferences in consumer payments

For two decades, Visa Inc. has contracted with a market research firm to gather detailed information from U.S. consumers about the forms of payment they use when carrying out transactions at many types of merchants. This omnibus project, the Visa Payment Panel Study, has recorded the migration away from paper forms of payment to electronic and plastic payment methods, identified variation in preferred payment methods based on consumer demographics, and calculated a share of use for each payment type at the merchant category level. The Payment Cards Center invited Michael Marx, senior business ...
Consumer Finance Institute discussion papers , Paper 10-02

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Hayashi, Fumiko 8 items

Weiner, Stuart E. 6 items

Stavins, Joanna 5 items

Sullivan, Richard J. 5 items

Brouwer, Hendrik J. 3 items

Shy, Oz 3 items

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