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Keywords:Consumers 

Journal Article
What's happening at the state and local level

e-Perspectives , Issue 2

Journal Article
As Manufacturing Weakens, Consumers Pull Back

The United States has faced two recent downturns in manufacturing: one from 2014 to 2015 and one that has been ongoing since 2018. We examine consumption growth at the state level to see how consumers have responded to the current downturn relative to the last. We find that during the current downturn, changes in consumption growth at the state level have been negatively correlated with the state?s share of workers in manufacturing. In contrast, we find the opposite relationship during the 2014?15 downturn.
Economic Bulletin

Speech
The outlook for the economy

Presentation to Financial Executives International, San Francisco, CA, April 15, 2010
Speech , Paper 81

Journal Article
Opinion : When disclosure is not enough

Econ Focus , Volume 11 , Issue Fall , Pages 52

Journal Article
Variations in consumer sentiment across demographic groups

Consumer sentiment is one of the many macroeconomic indicators tracked by policymakers and the public. The aggregate numbers in consumer sentiment indexes, such as the University of Michigan's Index of Consumer Sentiment, conceal a wealth of demographic-specific information. The authors' findings suggest that index disaggregation by group matters because consumer sentiment varies systematically by demographic group.
Economic Perspectives , Volume 30 , Issue Q I

Journal Article
Consumer confidence after September 11

The terrorist attacks on September 11 dealt a serious blow to the U.S. economy. The damage included the tragic loss of human life, massive property destruction, and disruptions to the travel and shipping industries. But immediately after the attacks, many observers also worried about the possible harm to business and consumer confidence. Although the effects on business confidence are hard to measure, regular surveys of households make it easier to assess the effects on consumer confidence. These surveys show that consumer confidence was surprisingly resilient.> Faced with this resilience, ...
Economic Review , Volume 87 , Issue Q II

Journal Article
Texas' CAC members

e-Perspectives , Issue 3

Journal Article
Financial literacy education: a potential tool for reducing predatory lending?

A review of studies on the effectiveness of financial literacy training and whether such training results in responsible financial decision making by consumers.
The Region , Volume 16 , Issue Dec. , Pages 6-9, 34-36

Speech
Economic outlook

Presented by Charles I. Plosser, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia, Business Leaders Forum, Villanova School of Business, September 29, 2011>
Speech , Paper 56

Journal Article
Changing Credit Profile of Consumers: Aging Versus the Business Cycle

The average consumer credit score reached a record high recently. While some commentators attributed this development to the cyclical rebound from the Great Recession, I find that the changing age distribution of credit applicants also played a significant role. Changes in demographics alone can explain 43 percent of the increase in the average score from 1999:Q1 to 2017:Q2.
Macro Bulletin

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