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Journal Article
El Paso and Texas border cities close the gap in per capita income
Gilmer, Robert W.; Coronado, Roberto (2012)
Crossroads , Issue 2 , Pages 1-8

Journal Article
The economics of home ownership
anonymous (1998)
Emerging markets of the next millennium
Banking and Community Perspectives , Issue 2 , Pages 4-5,8

Journal Article
Manufacturing and construction decline in the ranks of top 10 employers
Hernandez-Murillo, Ruben; Marifian, Elise (2012-10)
The Regional Economist , Issue Oct , Pages 14-16

Report
Econometric analysis of the recent downturn in housing construction: was it a credit-crunch?
Boldin, Michael D. (1993)
Research Paper , Paper 9332

Journal Article
Noteworthy: commercial building: Texas shows signs of weakening
Thies, Jackson (2009-01)
Texas commercial construction held up relatively well throughout 2008--in the broad view, at least.
Southwest Economy , Issue Q1 , Pages 15

Journal Article
Construction loans at commercial banks
Fisher, Robert Moore (1972-06)
Federal Reserve Bulletin , Issue Jun

Journal Article
Regional update : Texas economy continues to cool
Sigalla, Fiona (2008-03)
Southwest Economy , Issue Mar , Pages 15

Journal Article
Hot housing market catching cold in Texas
Petersen, D'Ann M. (2008-01)
The Texas housing market enjoyed a remarkable upswing in the middle of this decade. ; Home sales and building accelerated in 2004 as the state's economic engine revved up, generating strong population and employment growth. Historically low interest rates attracted new homebuyers, while the rise in nontraditional mortgages fueled the market's strength as more Texans were able to obtain financing even if they had flawed credit or lacked down payments. The state's homeownership rate reached a record 66 percent in 2006, up from 61.8 percent 10 years earlier.
Southwest Economy , Issue Jan , Pages 11-14

Journal Article
Cloud over commercial real estate is slowly lifting in Texas
Petersen, D'Ann M. (2010-04)
Every segment of the Texas commercial property sector suffered during the recession of 2009. Demand withered for space in offices, warehouses and retail centers, pushing up vacancy rates and lowering rental rates. Private nonresidential construction dropped sharply, reaching near-record lows. The global financial crisis temporarily brought lending to a halt. Commercial-mortgage-backed securities (CMBS) lending dried up in Texas and the U.S. as it became clear that repackaging suspect loans didn't lower risk. Banks also became wary of adding CRE loans to their books, especially in Texas, where ...
Southwest Economy , Issue Q2 , Pages 10-13, 16

Report
The supply side of the housing boom and bust of the 2000s
Sporn, John; Tracy, Joseph; Haughwout, Andrew F.; Peach, Richard (2012)
The boom and subsequent bust in housing construction and prices over the 2000s is widely regarded as a principal contributor to the Financial Panic of 2007 and the subsequent Great Recession. As of this writing, housing market activity remains at depressed levels as the economy slowly resolves the legacy of excess supply and sharply lower prices. Over 2.6 million foreclosures have been completed since 2008 and 1.9 million foreclosures are in process. Much has been written about the demand side of this pronounced housing cycle, in particular, the innovations in mortgage finance and the ...
Staff Reports , Paper 556

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