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Journal Article
The role of community banks in the U.S. economy
Kahn, George A.; Keeton, William R.; Weiner, Stuart E.; Schroeder, Linda (2003-04)
The U.S. banking system is unusual in consisting not only of some very large banks but also a large number of relatively small community banks. This bifurcated banking system in the United States has served the economy well. Over time, with regulatory change and financial innovation, large banks have become complex organizations engaged in a wide range of activities. They provide a variety of services to their customers, but often rely on hard financial information, computer models, and centralized decision-making as the basis for conducting business. In contrast, small banks have focused ...
Economic Review , Issue Q II , Pages 15-43

Journal Article
Community banking : is the playing field changing for bankers and supervisors?
Hoenig, Thomas M. (2005-07)
Excerpt from a speech delivered by Federal Reserve Bank of Kansas City President Thomas M. Hoenig at the 2005 Forum for Community Bank Examiners, Dallas, Tx, March 1, 2005
TEN , Issue Sum , Pages 8-11

Speech
Community bank examination and supervision amid economic recovery: a speech at the Maryland Bankers Association First Friday Economic Outlook Forum, Baltimore, Maryland, January 6, 2012
Raskin, Sarah Bloom (2012)
Speech , Paper 597

Working Paper
Community bank performance in the presence of county economic shocks
Yeager, Timothy J. (2002)
A potentially troubling characteristic of the U.S. banking industry is the geographic concentration of many community banks* offices and operations. If geographic concentration of operations exposes banks to local market risk, we should observe a widespread decline in their financial performance following adverse economic shocks. By analyzing the performance of a sample of geographically concentrated U.S. community banks exposed to severe unemployment shocks in the 1990s, we find that banks are not particularly sensitive to local economic deterioration. Indeed, performance at banks in ...
Supervisory Policy Analysis Working Papers , Paper 2002-11

Journal Article
Barron: challenges, opportunities exist for community banks
anonymous (2006-04-02)
The banking industry has changed dramatically during the past 20 years, and community banks today face a variety of challenges and opportunities said Federal Reserve Bank of Atlanta First Vice President Patrick K. Barron in remarks to a February meeting of Southeastern community bank executives in Savannah, Ga.
Financial Update , Volume 19 , Issue Q 2

Journal Article
Community banks and the Federal Reserve
Hoenig, Thomas M. (2003-04)
In a speech given at the Federal Reserve Bank of Chicago?s conference, "Whither the Community Bank?" Federal Reserve Bank of Kansas City President Thomas Hoenig gave his perspective on the role community banks play in key sectors of the economy and in the Federal Reserve?s mission.> Mr. Hoenig?s central theme was that while community banks hold only a small share of the nation?s banking assets, they provide important financial services to some key sectors of the economy. Their importance in the economy, in turn, supports the Federal Reserve?s interest in and oversight of community banks. ...
Economic Review , Volume 88 , Issue Q II , Pages 5-14

Journal Article
2008 Survey of community banks
anonymous (2008-01)
TEN , Issue Win , Pages 37

Conference Paper
Regional & community bankers conference: June 3, 2002
anonymous (2002-06)
The Federal Reserve Bank of Boston's first Regional & Community Bankers Conference.
Conference Series ; [Proceedings] , Issue Jun

Journal Article
Changing banking structure
Steeves, Brye (2007-10)
TEN , Issue Fall , Pages 12-15

Speech
Community banks: the continuing importance of relationship finance: a speech at the America’s Community Bankers Government Affairs Conference, Washington, D.C., March 5, 2007
Kroszner, Randall S. (2007)
Speech , Paper 263

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