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Keywords:Checking accounts 

Journal Article
Perspective: While more people are paying electronically, many of us still cling to checks.

Regional Review , Volume 11 , Issue Q 4 , Pages 2 - 4

Journal Article
The impact of debit card regulation on checking account fees

Starting in 2011, when new regulations capped the interchange fees paid to banks for debit card transactions, some news reports predicted banks might increase checking account fees. The cap reduced many banks' revenue and the concern was that they might offset their losses by charging more for checking accounts. Sullivan examines data from broad samples of banks and finds that many large banks raised fees?but among the thousands of smaller banks that had been exempted from the regulations, some raised fees while others lowered them. On net, consumer access to free checking actually increased. ...
Economic Review , Issue Q IV , Pages 59-93

Journal Article
Changes in the use of transaction accounts and cash from 1984 to 1986

Federal Reserve Bulletin , Issue Mar , Pages 179-196

Journal Article
Checking-account interest

FRBSF Economic Letter

Journal Article
Interest checking and M1

FRBSF Economic Letter

Journal Article
Interest checking

FRBSF Economic Letter

Journal Article
Checking accounts: ; fees and features, consumer preferences, impact on bank revenues

New England Banking Trends , Issue Fall , Pages 1-8

Journal Article
Checking accounts: what do banks offer and what do consumers value?

Recent evidence shows that the supply of deposits to checking accounts is not elastic with respect to the interest rates paid. That suggests that various features attached to checking accounts may be important in determining the supply of deposits and banks' and revenues from the fees. This study uses a national survey of checking accounts offered by financial institutions in 25 major metropolitan areas in the United States to analyze the effects of restrictions and fees imposed on checking account holders on the supply of deposits and on the banks' check fee revenues. The author places ...
New England Economic Review , Issue Mar , Pages 3-14

Journal Article
Deposit rate deregulation and the demand for transactions media

Economic Review , Issue Sum , Pages 47-62

Journal Article
Why bankers are concerned about NOW accounts

Business Review , Issue Nov , Pages 3-16

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