Working Paper
Deposit insurance reform in the post-FIRREA environment: lessons from the Texas deposit market
Robinson, Kenneth J.; Short, Eugenie D. (1990)
Financial Industry Studies Working Paper , Paper 90-7

Journal Article
Can low oil prices cripple the Texas banking system?
Rosenblum, Harvey (1999-05)
Southwest Economy , Issue May , Pages 1-7

Journal Article
Is the southwest lending boom too much of a good thing?
Clair, Robert T. (1995-01)
Southwest Economy , Issue Jan , Pages 6-10

Working Paper
Moral hazard and Texas banking in the 1920s.
Robinson, Kenneth J.; Hooks, Linda M. (1996)
Using recently collected examination data from a sample of Texas state-chartered banks over the period 1919-26, the role of moral hazard in increasing ex-ante asset risk is analyzed. During this period, a state-run deposit insurance system was in place that was mandatory for all state-chartered banks in Texas. Nationally chartered banks were not allowed to participate in the insurance program. Analyzing individual bank-level data, we find evidence that declines in capitalization were positively correlated with increases in loan concentrations at insured banks. We argue that this is consistent ...
Financial Industry Studies Working Paper , Paper 96-1

Journal Article
Statement to Congress, June 22, 1990 (condition of Texas banks and their ability to meet the existing and potential credit demands)
Taylor, William (1990-08)
Federal Reserve Bulletin , Issue Aug , Pages 632-637

Working Paper
Bank credit and economic activity: evidence from the Texas banking decline
Robinson, Kenneth J.; Lown, Cara S.; Gunther, Jeffery W. (1991)
Financial Industry Studies Working Paper , Paper 91-5

Journal Article
New England banks and the Texas experience
Simons, Katerina (1990-09)
New England banks are currently suffering from problems similar to those that caused the demise of many Texas banks. In both cases, a boom in the real-estate sector was followed by a sharp contraction caused by weakness in the leading sectors of the economy. In both cases, banks had greatly expanded their real-estate lending, and the declining real-estate prices produced substantial loan losses. ; This study suggests, however, that these similarities do not imply that New England will go on to repeat the Texas experience. The author finds that New England does not suffer from construction ...
New England Economic Review , Issue Sep , Pages 55-62

Conference Paper
Implication of the Texas experience for financial regulation
Horvitz, Paul M. (1989)
Proceedings , Paper 242

Journal Article
Breaking out of recession: gauging Texas’ response to Fed stimulus
Rosenblum, Harvey; Luttrell, David (2011-07)
From the time the U.S. recession began in December 2007 through the subsequent recovery, Texas and the Eleventh Federal Reserve District have outperformed the nation.While economic activity is better in Texas, it remains far from robust. And though Texas employment hasn?t fully reclaimed levels reached before the crisis, the other 11 Federal Reserve districts remain 3 to 8 percent below predownturn employment peaks as a postrecessionary disquiet lingers.
Southwest Economy , Issue Q3 , Pages 3-7

Conference Paper
Empirically assessing the role of moral hazard in increasing the risk exposure of Texas banks
Gunther, Jeffery W.; Robinson, Kenneth J. (1991)
Proceedings , Paper 317