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Journal Article
Firewalls
Walter, John R.
(1996-10)
Economic Quarterly
, Issue Fall
, Pages 15-39
Working Paper
Regulation and bank failures: new evidence from the agricultural collapse of the 1920's
Wheelock, David C.
(1991)
This article examines the contribution of government policies to the high number of bank failures in the United States during the l920s. I consider the state of Kansas, which had a system of voluntary deposit insurance and where branch banking was strictly prohibited, and find that bank failure rates were highest in counties suffering the greatest agricultural distress and where deposit insurance system membership was the highest. The evidence for Kansas illustrates how prohibitions on branch banking caused unit banks to be especially susceptible to local economic shocks, and suggests that, ...
Working Papers
, Paper 1991-006
Journal Article
Wildcat banking, banking panics, and free banking in the United States
Dwyer, Gerald P.
(1996-12)
Banks in the United States issued currency with no oversight of any kind by the federal goverment from 1837 to 1865. Many of these banks were part of "free banking" systems with no discretionary approval of entry into banking, and these banks issued notes that were used for payments in transactions just as Federal Reserve notes are today. There was no central bank or goverment insurance, and the ultimate guarantee of the value of a bank's notes was the value of the bank's assets. As the author indicates, these banknotes have similarities to some forms of electronic money. ; Free banking in ...
Economic Review
, Volume 81
, Issue Dec
, Pages 1-20
Journal Article
Lessons from financial history. Proceedings of the twenty-second annual Economic Policy Conference of the Federal Reserve Bank of St Louis
Wheelock, David C.
(1998-05)
Review
, Issue May
Conference Paper
Banking risk in historical perspective
Kaufman, George G.
(1986)
Proceedings
, Paper 109
Journal Article
The bank that Hamilton built
Davies, Phil
(2007-09)
The First Bank of the United States created an enduring model for markets and monetary policy.
The Region
, Volume 21
, Issue Sep
, Pages 10-13, 52-55
Journal Article
The new thrift act: mending the safety net
Schiller, Timothy G.; Lang, Richard W.
(1989-11)
Business Review
, Issue Nov
, Pages 3-8
Journal Article
Explaining the demand for free bank notes
Weber, Warren E.; Rolnick, Arthur J.
(1988-04)
Quarterly Review
, Volume 12
, Issue Spr
, Pages 21-35
Journal Article
The U.S. currency system: a historical perspective
Russell, Steven
(1991-09)
Review
, Issue Sep
, Pages 34-61
Journal Article
Some unanswered questions about bank panics
Tallman, Ellis W.
(1988-11)
Economic Review
, Issue Nov
, Pages 2-21
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