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Showing results 1 to 10 of approximately 42.
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Journal Article
Home-Ownership Center on Wheels
Freddie Mac, Chase Home Finance and The Community College Foundation are sponsoring an innovative program called the Chase Home Finance Mobile Homeownership Center.
Journal Article
Native American Bank: banking the unbanked
In 2001, 21 tribes formed Native American Bancorporation, the first nationally focused tribal bank. A Chippewa Cree and former assistant vice president of commercial lending explains why NAB?s understanding of tribal law has helped the bank serve customers better.
Journal Article
New rules aim to clarify overdraft information
New amendments to Regulation DD address how banks inform their customers about bounced-check protection services.
Conference Paper
The Northern Trust strategy
Journal Article
Banking on Financial Education
Last fall, the Texas Department of Banking surveyed Texas banks to identify the financial education services and programs they offer. One hundred and fifty-four banks responded to the online survey.
Working Paper
Retail pricing of ATM network services
This paper develops a model of wholesale and retail fee-setting for automated teller machine (ATM) network services, and comparative statics results are derived. Retail ATM fees are shown to be dependent on the demand-side network effect and economies of scale in production of network services. These, in turn, are functions of the size of the ATM network. Survey data on bank fees are linked with the bank's probable ATM network membership, and the retail ATM fees are regressed on ATM network size and other variables in a reduced-form estimation. The results suggest that both network effects in ...
Conference Paper
Discussion of the new tool set in banking
Working Paper
Real output of bank services: what counts is what banks do, not what they own
The measurement of bank output, a difficult and contentious issue, has become even more important in the aftermath of the devastating financial crisis of recent years. In this paper, we argue that models of banks as processors of information and transactions imply a quantity measure of bank service output based on transaction counts instead of balances of loans and deposits. Compiling new and comparable output measures for the United States and a range of European countries, we show that our counts-based output series exhibit significantly different growth patterns from those of our ...