Speech
Condition of the U.S. banking system: testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, March 4, 2008
Kohn, Donald L. (2008)
Speech , Paper 364

Conference Paper
Testing the quiet life of U.S. banks with adjusted Lerner indices
Koetter, Michael; Kolari, James (2008)
Proceedings , Paper 1094

Journal Article
Atlanta Fed hosts conference on access to banking in the Americas
anonymous (2009)
The Americas Center of the Atlanta Fed recently held a conference in Miami to spur dialogue and collaboration among institutions and nonprofit groups that want to bring more people into the mainstream banking system.
Financial Update , Volume 22 , Issue 2

Journal Article
Economic perspective on the political history of the Second Bank of the United States
Green, Edward J. (2003-01)
The Second Bank of the United States was an institution of first-rank importance, both politically and economically, during the early nineteenth century. This article uses recent contributions to theory on industrial organization and monetary economics to argue tentatively that conflict between debtors and creditors may have played a larger role in the bank's fortunes than previously thought.
Economic Perspectives , Volume 27 , Issue Q I , Pages 59-67

Journal Article
United States banks and foreign trade financing
Tamagna, Frank M. (1955-04)
Federal Reserve Bulletin , Issue Apr , Pages 357-367

Speech
Industrial loan companies: testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, October 4, 2007
Alvarez, Scott G. (2007)
Speech , Paper 315

Working Paper
Demand estimation and consumer welfare in the banking industry
Dick, Astrid A. (2002)
This paper estimates a structural demand model for commercial bank deposit services. Following the discrete choice literature, consumer decisions are based on prices and bank characteristics. The results, based on the U.S. for 1993-1999, indicate that, with respect to prices, consumers respond to deposit rates, and to a lesser extent, to account fees, in choosing a depository institution. Moreover, consumers respond favorably to the branch staffing and geographic density, as well as to the bank's age, size, and geographic diversification. In light of the banks' responses to regulatory changes ...
Finance and Economics Discussion Series , Paper 2002-58

Working Paper
Market structure and competition among retail depository institutions
Mazzeo, Michael; Cohen, Andrew M. (2004)
We assess the competitive impact that single-market banks and thrift institutions have on multi-market banks (and vice-versa) in 1,884 non- MSA markets. We estimate a model of equilibrium market structure which endogenizes entry for three types: multi-market banks, single-market banks, and thrift institutions. Observed market structures and the solution to an entry-type game identify the parameters of a latent (unobserved) profit function. We find significant evidence of product differentiation-- particularly in the case of thrifts. Furthermore, product differentiation appears to depend upon ...
Finance and Economics Discussion Series , Paper 2004-04

Journal Article
Nonbank thrift institutions in 1977 and 1978
Atkinson, Sherry S. (1978-12)
Federal Reserve Bulletin , Issue Dec

Speech
Central banking and bank supervision in the United States
Bernanke, Ben S. (2007)
a speech at the Allied Social Science Association Annual Meeting, Chicago, Illinois
Speech , Paper 250