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Journal Article
Financial development and growth

Poor performance by the financial sector can be costly for society. On the other hand, a healthy banking sector has been thought by some to contribute to the growth of the economy. Recently, though, economists have begun to analyze new elements of the linkages between the financial and real sides of the economy. ; This article provides an illustrative model that is meant to capture current thinking about the ways in which financial intermediaries affect growth. The model shows how households, firms, and financial intermediaries interact to determine equilibrium growth rates and various ...
Economic Review , Volume 82 , Issue Q 4 , Pages 46-62

Journal Article
Financial intermediation and growth

Economics Update , Issue Jan , Pages 4

Journal Article
Southeast experiences high growth in de novo banks

Financial Update , Volume 11 , Issue Apr , Pages 4-5

Journal Article
Technology drives banking into the 21st Century

Financial Update , Volume 11 , Issue Jul , Pages 6

Working Paper
Financial regulatory structure and the resolution of conflicting goals

The debate over modernizing the financial structure is raising questions about the merits of modernizing the financial regulatory structure. Regulatory structure is important because an almost unavoidable feature of our current system of government is that Congress assigns multiple goals that sometimes have conflicting policy implications to the regulatory agencies. The structure of the agencies is important to the resolution of these conflicts. Responsibility for two or more goals that have conflicting implications may be assigned to a single agency that is likely to resolve the conflict ...
FRB Atlanta Working Paper , Paper 99-12

Conference Paper
Building the legal and regulatory framework

Conference Series ; [Proceedings] , Volume 44 , Issue Jun , Pages 31-88

Journal Article
Geographic banking markets

A discussion of the fundamental differences between banking service and market areas, a review of methods used by regulatory agencies to define geographical markets, and comment on the findings of a 1981 banking-use survey of 528 small Ohio businesses.
Economic Commentary , Issue Sep

Journal Article
Financial reform at a crossroads

A discussion of the serious banking problems created by the conflict between market forces and regulation, featuring comments on regulation, deposit insurance, and objectives for financial reform.
Economic Commentary , Issue Dec

Journal Article
Deposit rates and local markets

An analysis of the effects of local market structure on deposit rates, using a sample of depository institutions in Ohio.
Economic Commentary , Issue Feb

Journal Article
Reorganizing the U.S. banking regulatory structure

A discussion of the changes in the structure of the banking system since the 1970s, with an emphasis on the 1984 recommendations of the Task Group on Regulation of Financial Services.
Economic Commentary , Issue Apr

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