Search Results

(refine search)

SORT BY: PREVIOUS / NEXT

All:
Title:
Author:
Abstract:
Keywords:

+ Add Search Parameter

Ability to Repay a Mortgage: Assessing the Relationship Between Default, Debt-to-Income
Tracy, Joseph; Gerardi, Kristopher; Frame, W. Scott; Sexton, Daniel (2020-03-24)
The Consumer Financial Protection Bureau has announced that it intends to change the definition of a “qualified mortgage.” Specifically, the CFPB proposes to reconsider the use of a borrower's debt-to-income ratio as a measure of the ability to repay a loan.
Dallas Fed Economics

How Falling Oil Prices in Early 2020 Weakened the U.S. Economy
Zhou, Xiaoqing; Kilian, Lutz; Plante, Michael D. (2020-05-19)
The benchmark West Texas Intermediate (WTI) price of oil dropped by more than half from Jan. 21 to April 3. This oil price decline has weakened rather than strengthened the U.S. economy, making this event different from past episodes of falling oil prices.
Dallas Fed Economics

CARES Act Likely to Blunt Mortgage Delinquency Rate Increase
Zhou, Xiaoqing (2020-05-26)
Household survey data and recent unemployment forecasts provide a basis for estimating the share of mortgage borrowers that—absent the CARES Act—would have missed a mortgage payment due to the economic shutdown.
Dallas Fed Economics

Highly Indebted FHA Borrowers at Special Risk as COVID-19 Forbearance Ends
Tracy, Joseph; Gerardi, Kristopher; Frame, W. Scott; Dannels, Sam (2020-09-29)
The situation appears most urgent for those borrowers who entered the crisis with a high debt load and little room to financially navigate without forbearance.
Dallas Fed Economics

The Long Road to Housing Finance Reform: 'Are We There Yet?'
Tracy, Joseph; Frame, W. Scott (2020-02-04)
Over the past decade, broad-based legislative reforms for housing finance have proven elusive. However, reflecting lessons from the financial crisis, a political consensus has emerged on how Fannie Mae and Freddie Mac should operate.
Dallas Fed Economics

After the Bust, the Long Road to Housing Finance Reform
Tracy, Joseph; Frame, W. Scott (2020-01-14)
The Treasury recently released a plan proposing several administrative and legislative changes aimed at returning Fannie Mae and Freddie Mac to the private sector after more than a decade of federal control.
Dallas Fed Economics

Corporate Debt as a Potential Amplifier in a Slowdown
Kaplan, Robert S. (2019-03-05)
In his latest essay, posted on Dallas Fed Economics, President Rob Kaplan focuses on trends in corporate debt growth and credit quality in the U.S. and discusses potential implications for economic conditions and financial stability.
Dallas Fed Economics

Does Homeownership Provide an Escape from High Rent Burdens?
Tracy, Joseph; Gerardi, Kristopher; Frame, W. Scott; Dannels, Sam (2021-01-05)
Many first-time homebuyers—often with little savings and vulnerable to economic shocks—obtain their mortgages through the Federal Housing Authority (FHA) loan program. Often, these borrowers are moving from apartments and have presumably weighed the costs of renting versus owning.
Dallas Fed Economics

COVID-19 Exposes Mortgage Market Vulnerabilities that Led to Volatility, Fed Intervention
Frame, W. Scott; Steiner, Eva; McCartney, Brendan (2021-02-02)
The COVID-19-induced financial market shock in March 2020 significantly disrupted the market for agency mortgage-backed securities.
Dallas Fed Economics

Energy Financing Trends Consistent with Renewables’ Growth
Kneip, Joe; Byun, Sung Je; Cetina, Jill (2021-02-23)
Equity markets appear to favor renewable-energy producers relative to their hydrocarbon counterparts. However, the relatively smaller size of many renewables projects complicates direct comparisons of bank lending to hydrocarbon and renewable entities.
Dallas Fed Economics

show more (47)

PREVIOUS / NEXT

Fed in Print

Search Results

FILTER BY YEAR

FILTER BY BANK

FILTER BY SERIES

FILTER BY CONTENT TYPE

FILTER BY AUTHOR

FILTER BY JEL CLASSIFICATION