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Journal Article
Proposed rules would clarify ATM fee notifications
anonymous (2005-10-04)
Financial Update , Volume 18 , Issue Q 4

Working Paper
Shared ownership and pricing in a network switch
Rob, Rafael; McAndrews, James J. (1994)
Working Papers , Paper 94-6

Journal Article
What price convenience: the ATM surcharge debate
Neely, Michelle Clark (1997-07)
Millions of Americans are hooked on the convenience of ATMs. But ready cash is getting more expensive. Should policymakers butt in or let the marketplace decide?
The Regional Economist , Issue Jul , Pages 4-9

Conference Paper
Where to go from here?
Oliver, Richard R.; Perrit, Henry H.; Smith, Janet (1999)
Proceedings , Paper 659

Working Paper
The impact of technology adoption on market structure
Hannan, Timothy H.; McDowell, John M. (1989)
Finance and Economics Discussion Series , Paper 73

Journal Article
Delivering deposit services: ATMs versus branches
Humphrey, David B. (1994-04)
Economic Quarterly , Issue Spr , Pages 59-81

Working Paper
To surcharge or not to surcharge: an empirical investigation of ATM pricing
Hannan, Timothy H.; McAndrews, James J.; Prager, Robin A.; Kiser, Elizabeth K. (2001)
This paper investigates depository institutions' decisions whether or not to impose surcharges (direct usage fees) on non-depositors who use their ATMs. In addition to documenting patterns of surcharging, we examine motives for surcharging, including both direct generation of fee revenue and the potential to attract deposit customers who wish to avoid incurring surcharges at an institution's ATMs. Consistent with expectations, we find that the probability of surcharging increases with both the institution's share of market ATMs and the time since surcharging was first allowed in the state, ...
Finance and Economics Discussion Series , Paper 2001-38

Working Paper
Determinants of household check writing: the impacts of the use of electronic banking services and alternative pricing of checking services
Murphy, Neil B. (1988)
Finance and Economics Discussion Series , Paper 38

Journal Article
Global ATM banking: casting the net
Hueter, John D.; Craig, Ben R. (1998-08)
ACH and ATM systems are examples of networks, where the benefits of one participant enhance the structure's value for the other participants. Some recent results from economic theory suggest that competitive networks are preferable in a social sense to monopoly networks.
Economic Commentary , Issue Aug

Journal Article
CEDA community development fund ATM demonstration project
Pestine, Harry (2003-04)
Profitwise , Issue Spr , Pages 11

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