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Jel Classification:I23 

Report
Student Debt and Default: The Role of For-Profit Colleges

For-profit providers have become an important fixture of U.S. higher education markets. Students who attend for-profit institutions take on more educational debt and are more likely to default on their student loans than those attending similarly selective public schools. Because for-profits tend to serve students from more disadvantaged backgrounds, it is important to isolate the causal effect of for-profit enrollment on student debt and repayment outcomes as well as the educational and labor market mechanisms that drive any such effects. We approach this problem using a novel instrument ...
Staff Reports , Paper 811

Working Paper
Causes and Consequences of Student-College Mismatch

Our objective is to understand the observed patterns of student-college sorting and earnings premia associated with college quality in the United States. Higher quality colleges have higher graduation rates and their graduates earn more. Yet, a large fraction of high scoring students enroll in two-year schools and low quality four-year schools – this “undermatch” phenomenon is more pronounced for low income students. To understand these patterns, we develop a model with heterogeneous students and colleges that differ in human capital production technology and financial costs. We ...
Working Papers , Paper 2022-026

Working Paper
Causes and Consequences of Student-College Mismatch

What are the tradeoffs of meritocratic college admissions? On one hand, stronger sorting between students and colleges may produce more human capital on aggregate if higher ability students benefit more from attending higher quality colleges. On the other hand, stronger sorting generates a higher degree of earnings inequality and reduces upward mobility. In this paper, we examine student-college sorting and study aggregate implications of redistributive college admissions policies such as affirmative action. To this end, we develop a model with heterogeneous students and college types that ...
Working Papers , Paper 2022-026

Discussion Paper
Anchor Institution Strategies in the Southeast: Working with Hospitals and Universities to Support Inclusive Growth

Engaging universities and hospitals to address economic disparities—often referred to as anchor institution strategies—has been understudied in the Southeast. The author examines efforts to launch anchor institution strategies in the Southeast. First, the author reviews the anchor institution concept in economic development, noting how the strategy has evolved from single institutions focusing on a set of neighborhoods to expanding to multi-institution collaboratives that attempt to tackle economic inequalities at a city or regional level. Second, the author offers case studies of New ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2019-02

Discussion Paper
Anchor Institution Strategies in the Southeast: Working with Hospitals and Universities to Support Inclusive Growth

Engaging universities and hospitals to address economic disparities—often referred to as anchor institution strategies—has been understudied in the Southeast. The author examines efforts to launch anchor institution strategies in the Southeast. First, the author reviews the anchor institution concept in economic development, noting how the strategy has evolved from single institutions focusing on a set of neighborhoods to expanding to multi-institution collaboratives that attempt to tackle economic inequalities at a city or regional level. Second, the author offers case studies of New ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2019-2

Report
Credit Access and the College-persistence Decision of Working Students: Policy Implications for New England

This study assesses the effects of involuntary job loss and access to credit card loans on working college students’ decision to either remain in school (college persistence) or drop out. The authors conducted the underlying analysis using national data, but their findings are especially relevant to New England, where higher education employs 4 percent of the region’s workforce—more than twice the national average. College persistence therefore carries implications not only for the individual students, but also for the vitality of the region’s labor market.
New England Public Policy Center Research Report , Paper 23-2

Journal Article
Explaining Black-White Differences in College Outcomes at Missouri Public Universities

Conditional on enrollment at a four-year public university, African American students are less likely to graduate and less likely to graduate with a STEM degree than White students. This article reports on evidence from Missouri showing that these outcome differences in college can be explained entirely by differences in students? academic preparation prior to college enrollment. While this result should not be taken to imply that college-level interventions cannot help to reduce observed college success gaps by race, it does point toward pre-college interventions as being better targeted at ...
Review , Volume 99 , Issue 1 , Pages 77-83

Report
Underemployment in the early careers of college graduates following the Great Recession

Though labor market conditions steadily improved following the Great Recession, underemployment among recent college graduates continued to climb, reaching highs not seen since the early 1990s. In this paper, we take a closer look at the jobs held by underemployed college graduates in the early stages of their careers during the first few years after the Great Recession. Contrary to popular perception, we show that relatively few recent graduates were working in low-skilled service jobs, and that many of the underemployed worked in fairly well paid non-college jobs requiring some degree of ...
Staff Reports , Paper 749

Working Paper
State disinvestment in higher education: the impact on public research universities' patent applications

While state appropriations are the largest revenue source of the U.S. public university systems, they have declined significantly over the past several decades. Surprisingly, there is little empirical work on the effect of state appropriation cuts on the research productivity of public universities. Helping fill that gap, this paper is the first to examine the role that state appropriations play in public universities? patent production. The results suggest that state appropriation cuts have a negative impact on the number of approved patent applications from public research universities. ...
Working Papers , Paper 19-2

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