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Journal Article
What's happening at the state and local level
Journal Article
Determining coverage under HOEPA
To understand how these amendments affect a typical home equity loan, a loan example has been developed that incorporates the changes in the regulation. The annual percentage rate test and the points and fees test are applied to a loan example.
Journal Article
Operation HOPE seeks economic triage volunteers for Hurricane Katrina
HOPE Coalition America has activated Project Restore HOPE to assist recent hurricane victims with the short-, medium- and long-term economic and financial challenges they will face in the weeks and months ahead
Journal Article
Addressing mortgage delinquencies and foreclosures
Numerous programs, partnerships and other efforts--led by public, private and nonprofit organizations--are under way to reduce the number of delinquencies and foreclosures.
Journal Article
Regulations
Journal Article
Credit counseling: in person, by phone or online
A recent study finds that telephone and face-to-face counseling can be equally effective and appear to generate equivalent outcomes for consumers' creditworthiness two years later. The increase in telephone and online counseling may encourage consumers to seek earlier assistance for their credit and debt problems.
Journal Article
Fed Governors see Cameron Park colonia firsthand
Federal Reserve Governors Susan Bies and Ben Bernanke recently visited with the Community Development Corporation of Brownsville and toured the Cameron Park colonia to learn more about affordable housing development in Texas colonias. They also met with a small business owner who received a loan from ACCION Texas, the country's largest microlender.
Journal Article
Snapshot of mortgage delinquencies and residential foreclosures in Texas
This article looks at foreclosure rates, median home prices and mortgage delinquencies in Texas and the U.S.
Journal Article
Web resources for community development finance in Texas