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Series:Economic Insights 

Journal Article
Just How Important Are New Businesses?

New businesses are major job generators, so disappointing trends in firm formation have raised concern. Thorsten Drautzburg discusses why at least some of the worry might be misplaced.
Economic Insights , Volume 1 , Issue 4 , Pages 1-7

Journal Article
The Rise in Loan-to-Deposit Ratios: Is 80 the New 60?

Liquidity ratios at small banks have climbed in recent decades. Why has this happened? Should regulators be concerned? A traditional signal that a bank may not have enough liquid assets to cover a sudden loss of funding has increased dramatically at small banks in recent decades. Small banks? median ratio of the value of their loans outstanding to the value of their deposits has risen from around 60 percent in the second half of the 1980s to around 80 percent today. Meanwhile, the same measure of liquidity has increased about 5 percentage points at large banks. How can we explain this big ...
Economic Insights , Volume 2 , Issue 3 , Pages 18-23

Journal Article
Is Rising Product Market Concentration a Concerning Sign of Growing Monopoly Power?

Big firms are coming to dominate markets, but that need not imply it’s time for government to step in.
Economic Insights , Volume 6 , Issue 2 , Pages 2-6

Journal Article
Firm-Level Pay Policies and the Labor Market

Most large firms have policies governing how they pay their workers. These policies play a role in one of macroeconomics’ biggest mysteries: wage rigidity.
Economic Insights , Volume 10 , Issue 1 , Pages 1-6

Journal Article
Frank H. Knight; origins of the Chicago School of Economics

Economic Insights , Volume 7 , Issue 3 , Pages 1-4

Journal Article
Inequality Research Review: Gender Gaps in the Labor Market

The gap in earnings between men and women has narrowed, but why haven’t we closed it entirely?
Economic Insights , Volume 9 , Issue 3 , Pages 10-14

Journal Article
Central Bank Digital Currency: Is It a Good Idea?

A CBDC might make banking easier for you and me. It might also change how banks operate.
Economic Insights , Volume 5 , Issue 2 , Pages 9-15

Journal Article
Making Sense of Decentralized Finance

What is DeFi? And how does it differ from traditional finance?
Economic Insights , Volume 9 , Issue 1 , Pages 18-24

Journal Article
Regional Spotlight: Making Ends Meet

How does the local cost of living affect a household’s standard of living?
Economic Insights , Volume 7 , Issue 2 , Pages 19-25

Journal Article
Measuring the Effects of a Carbon Tax

Climate change poses risks to our economy, but so does the government’s response to climate change.
Economic Insights , Volume 8 , Issue 4 , Pages 14-21

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