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Series:Communities and Banking  Bank:Federal Reserve Bank of Boston 

Journal Article
When motivation means opportunity: training for real jobs

Vermont and New Hampshire companies needing workers with specialized skills are turning to Vermont HITEC?s training programs. The organization works with companies to screen the unemployed and underemployed for motivation and to train them for guaranteed, well-paid jobs.
Communities and Banking , Issue Win , Pages 17-19

Journal Article
Eds & meds team up to revitalize Hartford

Hartford's initiative reflects trends across New England as educational and medical institutions step into urban leadership roles.
Communities and Banking , Issue Fall , Pages 2-3, 10

Journal Article
Help for low-income families: life insurance for education

Insurance company MassMutual has expanded its support of education by offering to pay the life insurance premium for qualified individuals making less than $40,000 per year. Death benefits go to the education of a policyholder?s children.
Communities and Banking , Issue Fall , Pages 16-19

Journal Article
Mapping New England: mortgage holders in trouble

A map showing ZIP code level median Fair Isaac Corporation (FICO) credit scores at mortgage origination for those borrowers who are delinquent 60 days or more as of April 2010.
Communities and Banking , Issue Fall , Pages 15

Journal Article
The urban forest

Although the usual justification for urban forestry investment is the benefit to the environment, we now know that trees serve other functions, particularly for local economies and public health.
Communities and Banking , Issue Spring , Pages 25-27

Journal Article
Public pensions: the multiplier effect

Public pension funds can play a role not only in ensuring retirees? economic security, but also in promoting local economic-development goals. That?s why increasing numbers of elected officials and trustees are investigating ?economically targeted investment.?
Communities and Banking , Issue Fall , Pages 12-14

Journal Article
Age-restricted housing in New England

Fair Housing Act amendments exempt housing restricted to ?older persons? from provisions protecting families with children from discrimination. But municipal leaders who believe that promoting over-55 housing will reduce education costs are in for a rude awakening.
Communities and Banking , Issue Fall , Pages 9-11

Journal Article
Y2K: information for consumers of financial services

The new millennium is fast approaching, and with it comes the much-publicized "Y2K" or "century date change" computer problem. Katherine Gockelman outlines how the major players in the financial services industry have prepared their systems to meet the challenges of the century date change. More important, she outlines information that consumers of financial services need to know so that they too can be prepared for any potential mishaps, and be on the alert for Y2K-oriented scams.
Communities and Banking , Issue Sum , Pages 16-19

Journal Article
Using financial innovation to support savers: from coercion to excitement

The simplest ideas for helping Americans save may be the most powerful. One process innovation would allow workers once again to purchase U.S. Savings Bonds on their tax returns. An example of a product innovation is a savings account tied to winning a prize.
Communities and Banking , Issue Spr , Pages 6-8

Journal Article
The growing securitization of small business loans

Recent developments in the capital markets aim to bring improved liquidity and other benefits to lenders, mostly through the sale of securities backed by small business and even microenterprise loans.
Communities and Banking , Issue Sum , Pages 2-8




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