Search Results
Journal Article
A Perspective on the Community Reinvestment Act
Belsky, Eric S.
(2017-07)
This year marks the 40th anniversary of the passage of the Community Reinvestment Act (CRA). The CRA placed an affirmative obligation on banks and thrifts to provide credit in the communities in which they serve, particularly in low- and moderate-income (LMI) neighborhoods. Indeed, there is evidence that the CRA has made important contributions in bringing capital into these communities
Cascade
, Volume 2
Journal Article
The National Fund for Workforce Solutions: The Impact and Challenges of Its Workforce Partnership Model
Dedrick, Fred
(2012-01)
The recent economic recession and equally anemic recovery have dramatically changed the job outlook for low-wage workers and disadvantaged youth in America. In addition, the Great Recession has accelerated the long-term trend toward requiring workers to have a higher skill set to obtain jobs that pay family-supporting wages. The recession also highlighted the fact that workers need both sector- and firm-specific skills as well as connections to employers in order to obtain jobs that pay reasonable wages. However, as middle-skill jobs (e.g., welders, paralegals, radiology technicians, and ...
Cascade
, Volume 1
Journal Article
The Housing Market and Its Influences
Smith, Marvin M.
(2014-07)
The housing market influences our economic and social well-being. It serves as a prime mover of overall economic activity, the foundation for wealth creation, and the basis for the landscape of our neighborhoods as well as the dynamic relationship between cities (particularly older ones) and suburbs. The recent downturn in the housing market generated changes in its aforementioned influences. It also fostered changes in the regulatory environment in the mortgage market. These topics were discussed at the 2014 Reinventing Older Communities conference.
Cascade
, Volume 2
Journal Article
BankWork$ Gives Underemployed Residents Access to Entry-Level Banking Positions
Rolland, Keith
(2016-07)
Low-income residents facing employment barriers are obtaining entry-level job opportunities in the banking industry through a program launched 10 years ago in Los Angeles. The program, BankWork$, is undergoing a planned national replication.
Cascade
, Volume 3
Journal Article
Tracking Philanthropic Support for Community and Economic Development: New Research from Two Federal Reserve Banks
Wardrip, Keith
(2016-10)
How many grants do large foundations direct towards community and economic development (CED) activities? What kinds of activities are supported with these funds? Which metro areas receive the most philanthropic support and which receive the least?1 And why do some metro areas receive more than others? These are the questions that researchers at the community development departments of the Federal Reserve Banks of Philadelphia and Atlanta answer in newly completed research.
Cascade
, Volume 4
Journal Article
Anchor Institutions: Addressing Community Needs
Dolkart, Peter
(2016-01)
How can anchor institutions catalyze change and positively impact the neighborhoods and communities that surround them? In her 20 years of research, Kathryn Edin, distinguished professor in the Department of Sociology at Johns Hopkins University, has chronicled the loss of the rich network of neighborhood institutions that knit communities together and create ?social cohesion.?
Cascade
, Volume 4
Journal Article
Training for Jobs in the Emerging Energy-Efficiency Industry
Rolland, Keith
(2012-01)
The nonprofit Energy Coordinating Agency (ECA) of Philadelphia, Inc. has trained about 2,000 low- and moderate-income adults and teenagers during the past 18 months for jobs in the energy-efficiency field and is simultaneously taking steps to help develop this emerging industry.
Cascade
, Volume 1
Journal Article
Rental Housing Affordability Impacts Educational and Employment Opportunities*
Divringi, Eileen
(2017-04)
Though safe, stable housing is widely recognized as a basic human need, it is far from assured for many renters in the Third Federal Reserve District. Across Delaware, New Jersey, and Pennsylvania, the lowest-income renters faced severe shortages of affordable and available units (Figure 1) in 2014, leading to widespread housing cost burdens among households with the most limited means. In all three states, the share of lower-income renter households with unaffordable housing costs1 grew significantly from 2005 to 2014, ranging from over two-thirds in Pennsylvania to more than three-quarters ...
Cascade
, Volume 1
Journal Article
The Role of Transportation in Fostering Economic Mobility in Northeastern Pennsylvania
Ducceschi, Laura; Mierzwa, Erin
(2017-10)
The Scranton Area Community Foundation (SACF), founded 63 years ago to promote change and growth in northeastern Pennsylvania, embarked on a series of community discussions more than a year ago to elicit information about the region?s opportunities for economic growth
Cascade
, Volume 3
Journal Article
Small Businesses Report Better Financing Outcomes
Borek, Nathaniel
(2016-04)
Small businesses provide substantial employment and services and are an important part of the U.S. economy. One measure of small business conditions is the findings of the 2015 Small Business Credit Survey1 (SBCS). The survey, which is a collaborative effort of the community development departments of the Federal Reserve Banks of New York, Atlanta, Boston, Cleveland, Philadelphia, Richmond, and St. Louis, includes responses from small businesses operating in 26 states.2 This article summarizes highlights of the 2015 SBCS.
Cascade
, Volume 2
FILTER BY year
FILTER BY Bank
FILTER BY Series
FILTER BY Content Type
Journal Article 96 items
FILTER BY Author
Rolland, Keith 18 items
Smith, Marvin M. 15 items
Baldini, Noelle 7 items
Diavua, Sydney 6 items
DeMaria, Kyle 4 items
Borek, Nathaniel 3 items
Divringi, Eileen 3 items
Lempert, Amy 3 items
Wardrip, Keith 2 items
Axel-Lute, Miriam 1 items
Barkley, Brett 1 items
Belsky, Eric S. 1 items
Birch, Eugenia 1 items
Blatchford, Laurel 1 items
Boshara, Ray 1 items
Carpenter, Ann 1 items
Chakrabarti, Prabal 1 items
Daniel, Hochberg 1 items
De Santis, Deborah 1 items
DeGraff Porter, Pamela 1 items
Dedrick, Fred 1 items
Degyansky, Devon 1 items
Dilworth, Richardson 1 items
Ding, Lei 1 items
Dolkart, Peter 1 items
Donald, Hinkle-Brown 1 items
Ducceschi, Laura 1 items
Dunlap, Helen 1 items
Emmons, William R. 1 items
Feldman, Cheryl 1 items
Fetsch, Emily 1 items
Gastner, Jimmy 1 items
Gonzalez, Peter 1 items
Greene, Todd 1 items
Hecht, Ben 1 items
Hochberg, Daniel 1 items
Hudson, Brian 1 items
Hylands, Thomas 1 items
Jackson, Chris 1 items
Kelsey, Timothy 1 items
Macauley, Anahi 1 items
McAfee, Michael 1 items
McCue, Daniel 1 items
Mierzwa, Erin 1 items
Murphy, Thomas 1 items
Nussdorf, Lawrence 1 items
Pinsky, Mark 1 items
Putnam, Ashley 1 items
Ramos, Gabriela 1 items
Sainz, Robert 1 items
Sandvig, Chris 1 items
Singleton, Theresa 1 items
St. Clair, Noelle 1 items
Vogel, Carl 1 items
Weins, Jason 1 items
show more (50)
show less
FILTER BY Keywords
community development 43 items
employment 13 items
poverty 13 items
low-income 8 items
CDFI 7 items
economic growth 7 items
housing 7 items
education 5 items
low income 5 items
rental housing 4 items
community 3 items
development 3 items
economic development 3 items
financial literacy 3 items
recession 3 items
student loans 3 items
workforce development 3 items
CRI 2 items
Poverty 2 items
Unemployment 2 items
apprenticeships 2 items
environment 2 items
equality 2 items
fair housing act 2 items
job creation 2 items
neighborhood revitalization 2 items
nonprofit organizations 2 items
revitalization 2 items
small business 2 items
CFE 1 items
CFED 1 items
CRA 1 items
Community development 1 items
DHSA 1 items
Delaware 1 items
Education 1 items
Federal Reserve 1 items
Financial reform 1 items
Foreclosures 1 items
Foster Care 1 items
Frank Dodd 1 items
Gentrification 1 items
Heath care 1 items
Inequality 1 items
Los Angeles 1 items
Marcellus shale 1 items
Mortgage debt 1 items
Small consumer loans 1 items
U.S. housing markets 1 items
abandoned properties 1 items
affordability 1 items
affordable housing 1 items
arts and culture 1 items
baby boomers 1 items
black men 1 items
business loans 1 items
city planning 1 items
commercial corridors 1 items
community Development 1 items
community development corporations 1 items
community development organizations 1 items
community investments 1 items
consumer loans 1 items
corporations 1 items
criminals 1 items
debt 1 items
disabilities 1 items
diversity 1 items
economic hardship 1 items
economic recession 1 items
economic recovery 1 items
economic revitalization 1 items
educational funding 1 items
elementary education 1 items
employment opportunities 1 items
employment services 1 items
entrepreneurship 1 items
entry level jobs 1 items
ex-convicts 1 items
finance programs 1 items
financial assistance 1 items
financial capital 1 items
financial education 1 items
financial literacy education 1 items
financial services 1 items
foreclosures 1 items
gas drilling 1 items
government lending 1 items
grant funding 1 items
high mortgage costs 1 items
high school unemployment 1 items
higher education 1 items
home values 1 items
homelessness 1 items
homeownership 1 items
household debt 1 items
household wealth 1 items
housing crises 1 items
housing markets 1 items
human capital 1 items
human capital improvements 1 items
immigration 1 items
impact investing 1 items
integration 1 items
job creating 1 items
job training 1 items
land banks 1 items
loan delinquencies 1 items
low - income 1 items
low - moderate income families 1 items
low income families 1 items
market failures 1 items
markets 1 items
metropolitan areas 1 items
middle class 1 items
middle income 1 items
middle-class 1 items
mortgage markets 1 items
non profit institutions 1 items
non profits 1 items
nonprofit 1 items
nonprofit employment 1 items
opportunities 1 items
pay for success 1 items
philanthropy 1 items
physical capital 1 items
safety 1 items
savings accounts 1 items
skilled labor 1 items
small loans 1 items
social capital 1 items
social equality 1 items
social programs 1 items
student loan debt 1 items
subsidies 1 items
supportive housing 1 items
tax incentives 1 items
transportation 1 items
unemployment 1 items
urban 1 items
urban blight 1 items
urban development 1 items
urban growth 1 items
urban planning 1 items
vocational education 1 items
wage differentials 1 items
wealth 1 items
wealth building 1 items
wealth distribution 1 items
workforce 1 items
youth 1 items
youth services 1 items
show more (147)
show less