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Series:Annual Report  Bank:Federal Reserve Bank of Dallas 

Report
Taking stock in America: resiliency, redundancy and recovery in the U.S. economy

Annual Report

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Will Oil Decline Lead to a House Price Bust?

The correlation between house prices and oil booms raises concerns because oil prices have fallen nearly as much from their 2014 peak (about 66 percent) as they did during the mid-1980s oil collapse (70 percent). That 1980s collapse preceded a long housing bust.
Annual Report

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Have a nice day! The American journey to better working conditions

Annual Report

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What d'ya know? Lifetime learning in pursuit of the American dream

Annual Report

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The service sector: give it some respect

Annual Report

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Leveling the Playing Field

Financial reform must be redirected. The government?s financial safety net for the biggest banks should cover only their essential banking activities and their role in the payments system. Once that occurs, market discipline can reassert itself, and all institutions ?large and small?can compete on a more level playing field.
Annual Report

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Choosing the road to prosperity: why we must end too big to fail—now

The too-big-to-fail institutions that amplified and prolonged the recent financial crisis remain a hindrance to full economic recovery and to the very ideal of American capitalism. It is imperative that we end TBTF.
Annual Report

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Reflections on the financial crisis: where do we go from here?

The past two and a half years have been challenging ones for the Federal Reserve. It is time now to look back--to see what we have learned--and to look forward to reshaping the policy environment, with an eye toward lessening the odds of future financial crises.
Annual Report

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Racing to the top: how global competition disciplines public policy

Annual Report

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Regulatory Burden Rising

U.S. commercial banks face growing regulatory requirements and complexity, especially with the Dodd?Frank Wall Street Reform and Consumer Protection Act of 2010, which was intended to rein in excesses of the largest banks. The nation would be better served by a regulatory framework that more fully accounts for the operational differences between small and large banks.
Annual Report

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