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Series:e-Perspectives 

Journal Article
Seeking Common Ground Through E-Mail (And Finding Our Hardheaded Hearts)

Remarks by Bob McTeer, President and CEO, Federal Reserve Bank of Dallas, before the Federal Reserve Bank of Dallas conference "New Roads and E-Roads: Market Innovations in Community Development," Dallas, August 24, 2001.
e-Perspectives , Volume 1 , Issue 4

Journal Article
Community Action in Southern New Mexico

The national Community Action program began in the 1960s to serve as a focal point in local communities for the war on poverty. Programs were established in a majority of counties across the U.S., including some in rural areas. Many programs continue to thrive today, and in mostly rural southern New Mexico, a highly productive Community Action Agency is paving the way to financial stability and success for thousands of low-income working families.
e-Perspectives , Volume 10 , Issue 2

Journal Article
Determining Coverage Under HOEPA

The Home Ownership Equity Protection Act (HOEPA) identifies a class of high-cost home equity loans through rate and fee triggers.
e-Perspectives , Volume 2 , Issue 2

Journal Article
Building Wealth Characters Get Animated

When the Federal Reserve Bank of Dallas updated its popular print publication, Building Wealth: A Beginner's Guide to Securing Your Financial Future, it also produced a new animated, interactive CD-ROM version.
e-Perspectives , Volume 7 , Issue 1

Journal Article
Subprime Mortgage Performance by Metro Area

Dallas-Fort Worth-Arlington and Houston-Sugar Land-Baytown lead the state with the most securitized, owner-occupied subprime mortgages. These two metros also have a much larger number of problematic loans compared with other Texas metros.
e-Perspectives , Volume 8 , Issue 2

Journal Article
Building for Special Needs in East Texas

For the past six years, Pineywoods HOME Team, a nonprofit community housing development organization (CHDO), has been building affordable housing in East Texas.
e-Perspectives , Volume 1 , Issue 3

Journal Article
Two Multibanks Help Medical Diagnostics Firm Take Off

The Texas Mezzanine Fund was established in 1999 as a statewide multibank community development corporation by Guaranty Federal Bank, Washington Mutual, Inc. and Jefferson Heritage Bank. The fund originates loans to fast-growing small businesses that don't qualify for traditional bank loans.
e-Perspectives , Volume 1 , Issue 1

Journal Article
New Mexico Encourages Citizens to Save

Low-income residents in New Mexico now have more incentive than ever to save for a home, an education or their own business. In the 2006 legislative session, the state provided $1.5 million to fund the Individual Development Account Act that passed in 2003.
e-Perspectives , Volume 7 , Issue 2

Journal Article
Regulations

The Federal Reserve, HUD and the Federal Trade Commission, among others, implement regulations that address many abusive lending practices.
e-Perspectives , Volume 3 , Issue 2

Journal Article
Choosing a Credit Counseling Agency

Consumers can go online to get advice about choosing the right agency.
e-Perspectives , Volume 7 , Issue 3

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