Search Results
Journal Article
Seeking Common Ground Through E-Mail (And Finding Our Hardheaded Hearts)
Remarks by Bob McTeer, President and CEO, Federal Reserve Bank of Dallas, before the Federal Reserve Bank of Dallas conference "New Roads and E-Roads: Market Innovations in Community Development," Dallas, August 24, 2001.
Journal Article
Community Action in Southern New Mexico
The national Community Action program began in the 1960s to serve as a focal point in local communities for the war on poverty. Programs were established in a majority of counties across the U.S., including some in rural areas. Many programs continue to thrive today, and in mostly rural southern New Mexico, a highly productive Community Action Agency is paving the way to financial stability and success for thousands of low-income working families.
Journal Article
Determining Coverage Under HOEPA
The Home Ownership Equity Protection Act (HOEPA) identifies a class of high-cost home equity loans through rate and fee triggers.
Journal Article
Building Wealth Characters Get Animated
When the Federal Reserve Bank of Dallas updated its popular print publication, Building Wealth: A Beginner's Guide to Securing Your Financial Future, it also produced a new animated, interactive CD-ROM version.
Journal Article
Subprime Mortgage Performance by Metro Area
Dallas-Fort Worth-Arlington and Houston-Sugar Land-Baytown lead the state with the most securitized, owner-occupied subprime mortgages. These two metros also have a much larger number of problematic loans compared with other Texas metros.
Journal Article
Building for Special Needs in East Texas
For the past six years, Pineywoods HOME Team, a nonprofit community housing development organization (CHDO), has been building affordable housing in East Texas.
Journal Article
Two Multibanks Help Medical Diagnostics Firm Take Off
The Texas Mezzanine Fund was established in 1999 as a statewide multibank community development corporation by Guaranty Federal Bank, Washington Mutual, Inc. and Jefferson Heritage Bank. The fund originates loans to fast-growing small businesses that don't qualify for traditional bank loans.
Journal Article
New Mexico Encourages Citizens to Save
Low-income residents in New Mexico now have more incentive than ever to save for a home, an education or their own business. In the 2006 legislative session, the state provided $1.5 million to fund the Individual Development Account Act that passed in 2003.
Journal Article
Regulations
The Federal Reserve, HUD and the Federal Trade Commission, among others, implement regulations that address many abusive lending practices.
Journal Article
Choosing a Credit Counseling Agency
Consumers can go online to get advice about choosing the right agency.