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Series:The Regional Economist 

Journal Article
Economic hangover: recovery is likely to be prolonged, painful

It's time to pay the piper for our freewheeling spending of the past decade. Although some scenarios for the future economy provide reason to hope, the recovery is likely to be slow and volatile.
The Regional Economist , Issue Apr , Pages 4-9

Journal Article
Many Americans Still Lack Retirement Savings

This article aims to offer a glimpse into the current state of retirement readiness in the United States. We examine the participation in and usage of the two most common types of financial accounts designed exclusively for retirement savings. Overall, our analysis indicates that many households either do not utilize or underutilize the retirement savings plans available to them. We also examine how retirement savings vary with age and discuss alternative ways that nonparticipants may be preparing for retirement.
The Regional Economist , Volume 26 , Issue 1

Journal Article
Forecasts Point to Cautious Optimism for Near-term Rebound

Forecasts suggest the economy is on the road to recovery, though it could take a year or more for activity to return to pre-pandemic levels.
The Regional Economist , Volume 28 , Issue 3

Journal Article
Where Do the Wealthiest Get Their Wealth?

An analysis using data from Norway identifies the top 0.1% of wealth accumulators and then traces how their wealth evolved from their 20s to their 50s.
The Regional Economist

Journal Article
Jobless recoveries: causes and consequences

The Regional Economist , Issue Apr , Pages 18-19

Journal Article
District Households Buck the Trend to Pay Down Debt

While at a national level households have decreased their debt substantially since the financial crisis, in the St. Louis Fed?s District household debt has remained constant. The evolution of house prices may be the key.
The Regional Economist , Issue July

Journal Article
Homebuyers bear arms in the mortgage market

The Regional Economist , Issue Jan , Pages 12-13

Journal Article
A State-Level Look at U.S. Labor Market Supply and Demand

Variations in labor market tightness across the U.S. at the end of 2022 appear to have been caused primarily by whether job openings were rising or falling.
The Regional Economist

Journal Article
The changing face of the Eighth District

The census shows we lag the country in population growth and in racial diversity.
The Regional Economist , Issue Jul , Pages 12-13

Journal Article
Both a lender and a borrower be: banks face a deposit shortage

With deposits falling and loan demands rising, what's a bank to do? Many banks are selling securities to fund loans, others are turning to their local Federal Home Loan Banks.
The Regional Economist , Issue Jan , Pages 12

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