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Periodic Essay
The Middle Class May Be Under More Pressure Than You Think
Periodic Essay
Bankruptcy Rules and "Medicaid Churn" Affect Saving of Families Planning for Medical Bills
The use of bankruptcy to avoid medical bills and the sometimes transient nature of Medicaid play a role in low-income families' decisions about saving.
Periodic Essay
The Importance of Wealth is Growing
Periodic Essay
Parents' Wealth Helps Explain Racial Disparities in Student Loan Debt
The student loans black students are taking out to finance college may be contributing to racial wealth gaps.
Periodic Essay
First-Generation College Graduates Get a Financial Boost, but Don't Catch Up
The financial boost first-generation graduates get from college degrees isn't enough to overcome the head start having college graduate parents provides.
Periodic Essay
Children of College Graduates Earn More and Are Richer
Both a family head's education and that of his or her parents affect how much income and wealth a family has.
Periodic Essay
Which Families Are Most Vulnerable to an Income Shock such as COVID-19?
Families without enough "safe" assets and too much debt are at risk—who else should policymakers and others target for economic assistance?
Periodic Essay
Cash on Hand Is Critical for Avoiding Hardship
Should more families be encouraged to hold a liquidity buffer even if it means incurring more debt in the short-term?