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Periodic Essay
Parents’ Wealth Helps Explain Racial Disparities in Student Loan Debt
The student loans black students are taking out to finance college may be contributing to racial wealth gaps.
Periodic Essay
Unsteady progress: income trends in the Federal Reserve's survey of consumer finances
Short essays related to research on understanding and strengthening the balance sheets of American households.
Periodic Essay
Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009
Short essays related to research on understanding and strengthening the balance sheets of American households.
Periodic Essay
Renter Households Face Trade-offs When Choosing Amenities or Price
Choosing where to live is a complex decision that could have long-term consequences for social and economic mobility.
Periodic Essay
Which Families Are Most Vulnerable to an Income Shock such as COVID-19?
Families without enough "safe" assets and too much debt are at risk—who else should policymakers and others target for economic assistance?
Periodic Essay
Bankruptcy Rules and “Medicaid Churn” Affect Saving of Families Planning for Medical Bills
The use of bankruptcy to avoid medical bills and the sometimes transient nature of Medicaid play a role in low-income families? decisions about saving.
Periodic Essay
Medicaid Can Increase Saving by Distressed Households
After Medicaid eligibility, financially stressed families chose to save more from tax refunds, but low-income families that weren?t as financially stressed didn?t make major changes to saving choices.
Periodic Essay
The Middle Class May Be Under More Pressure Than You Think