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Journal Article
The changing influence of market structure on performance in rural banking markets 1985 through 2005.
This study analyzes the impact of market concentration on the performance of banks in rural banking markets and attempts to determine if the influence of market concentration has changed over the last 20 years. It offers some evidence that the relationship between traditional measures of market concentration and bank performance may be changing, which may have implications for the application of antitrust policy in markets of this type.
Journal Article
Interstate bank expansion: a comparison across individual states
Journal Article
One-bank holding company debt: regulatory policy and experience
Journal Article
Bank profits in a changing environment
Journal Article
Billion-dollar overdrafts: a payments risk challenge
Special issue on payments system risk
Journal Article
Risk in large-dollar transfer systems
Special issue on payments system risk
Journal Article
The role of the examiner in limiting payments transfer risks
Special issue on payments system risk
Journal Article
Interstate banking - what are the competitive effects?
Journal Article
Three decades of banking