Search Results
Journal Article
Pricing debt instruments: the options approach
Pozdena, Randall; Iben, Ben
(1983-07)
Economic Review
, Issue Sum
, Pages 19-30
Journal Article
Does faster loan growth lead to higher loan losses?
Keeton, William R.
(1999-04)
During the last couple of years, concern has increased that the exceptionally rapid growth in business loans at commercial banks has been due in large part to excessively easy credit standards. Some analysts argue that competition for loan customers has greatly increased, causing banks to reduce loan rates and ease credit standards to obtain new business. Others argue that as the economic expansion has continued and memories of past loan losses have faded, banks have become more willing to take risks. Whichever explanation is correct, the acceleration in loan growth could lead eventually to a ...
Economic Review
, Volume 84
, Issue Q II
, Pages 57-75
Journal Article
Reducing unemployment: current issues and policy options: a summary of the Bank's 1994 symposium
Higgins, Bryon
(1994-10)
Reducing unemployment has become a top priority for economic policy in most industrialized nations. While unemployment will ebb somewhat as countries recover from the recent global recession, millions are likely to remain jobless for a variety of structural reasons. Moreover, there is a disturbing trend in many industrialized countries toward long-term unemployment, especially among low-skilled workers. This trend has had less effect on measured unemployment in the United States than in Europe in part because U.S. workers have greater incentives to accept low-wage jobs. Nonetheless, virtually ...
Economic Review
, Volume 79
, Issue Q IV
, Pages 45-58
Journal Article
\"Don't panic\": a primer on airline deregulation
Bauer, Paul W.
(1986-10)
A summary of the theory behind airline deregulation, and a look at the future evolution of the airline industry as it adapts to its new environment.
Economic Review
, Issue Q IV
, Pages 17-24
Journal Article
Beneath the rhetoric: clarifying the debate on mortgage lending discrimination
Peters, Stephen R.; Longhofer, Stanley D.
(1998-10)
The authors' simple model of the mortgage underwriting process provides a framework within which to define discrimination and various notions of the default rate. By providing those with differing views a common framework for discussing their positions, the model clarifies and reconciles some of the most controversial issues in the debate over mortgage discrimination. It also shows how this theoretical framework can help in the design of practical policy responses to this vexing social problem.
Economic Review
, Volume 34
, Issue Q IV
, Pages 2-13
Journal Article
Who Are the Unbanked? Characteristics Beyond Income
Minhas, Sabrina; Hayashi, Fumiko
(2018-04)
As the U.S. economy recovered from the Great Recession, more households entered the banking system. Still, 9 million households were unbanked in 2015. Understanding the characteristics of these households is critical in designing effective policies for financial inclusion. Policymakers often consider low income to be the defining characteristic of the unbanked. However, this broad characterization may mask large differences in banking status within low-income groups. {{p}} Fumiko Hayashi and Sabrina Minhas examine which household characteristics beyond income are associated with households? ...
Economic Review
, Issue Q II
, Pages 55-70
Journal Article
A summary of the International Banking Act of 1978
Segala, John P.
(1979-01)
An abstract for this article is not available
Economic Review
, Volume 65
, Issue Jan
, Pages 16-21
Journal Article
Review essay on an economist's perspective on history. Institutions, Institutional Change, and Economic Performance by Douglass C. North, 1990
Krikelas, Andrew C.
(1995-01)
Douglass North earned a share of the 1993 Nobel prize for economics for two decades of research that culminated in the development of an innovative framework for analyzing economic history. This review essay discusses the book that most comprehensively presents North's paradigm, which characterizes history as the record of an evolving game in which institutions, organizations, and individuals function as the rules, teams, and players. Through examples, the reviewer illustrates how North's game theoretic paradigm can serve not only as a tool for analyzing historical events but also as a ...
Economic Review
, Volume 80
, Issue Jan
, Pages 28-32
Journal Article
European Monetary Union: how close is it?
Chriszt, Michael J.
(1991-09)
Economic Review
, Issue Sep
, Pages 21-27
Journal Article
Financial stress in the oil patch: recent experience at energy banks
Smith, Tim R.
(1987-06)
Economic Review
, Volume 72
, Issue Jun
, Pages 9-23
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