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‘They’re in Deep Hiding’: Pandemic Hinders Efforts to Reengage Texas’ Disconnected Youth
Education and employment trends suggest that the number of 16–24-year-olds disconnected from both work and school—known as opportunity youth—has grown during the pandemic.
How PPP Loans Eluded Small Businesses of Color
Using national- and state-representative data from small business owners from the Federal Reserve System’s Small Business Credit Survey, we found that small business owners of color were in greater need of financial support than their white-owned counterparts, but they successfully accessed the PPP less frequently.
Did expanded Child Tax Credit enable parents in financially vulnerable households to work during pandemic?
Social scientists have found in some instances that safety-net programs sometimes reduce recipients’ incentive to work and thereby provide a headwind to U.S. economic growth.
COVID-19 and CRA: Fed Issues Guidance on Helping Communities Through the Crisis
To help support economic resiliency, we are providing Community Reinvestment Act (CRA) consideration for banking and lending activities in response to COVID-19.
Texas Subprime Borrowers Rely on Unconventional Home Loans
How do low- and moderate-income Texans fare in becoming homeowners?
Community Broadband Survey Paves Way for Expanding Digital Access in Southern New Mexico
Like millions of people across the U.S., many residents of Doña Ana County in southern New Mexico struggle to find the internet access they need for school, work and daily life.
Partnership Emphasizes Education to Make Permian Basin a Better Place to Live
As a participant in the Dallas Fed's Advance Together initiative, the Education Partnership of the Permian Basin is accelerating a collective approach to addressing education, workforce and quality-of-life needs.
Communities, Service Providers in Region See Long Road to COVID-19 Recovery, Fed Survey Shows
Nearly all respondents reported "significant" disruption to economic conditions in their communities, and over two-thirds anticipate a "difficult" economic recovery.
EITC increases labor force participation among married Black mothers
Research has shown that the Earned Income Tax Credit, the largest of the U.S. antipoverty programs, boosts labor force participation among single mothers. It does not, in the aggregate, have the same effect on married mothers.
Advance Together Helps Texas Communities Build a Brighter Economic Future
Promoting economic resilience among low- and moderate-income individuals and communities is an ongoing focus of the Dallas Fed’s community development function. And it’s at the heart of a major initiative we began last year, Advance Together.