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Report
Access to Credit and Financial Services: A Bridge to Financial Well-being
Two analyses describe low- and moderate-income individuals’ access to credit and how this group broadly interacts with financial institutions and services.
Report
Health Care Opportunity Occupations and Workforce Strategies in U.S. and Eighth District Hospitals
Six in-demand health care occupations—like certain nursing and clinical technician roles—can offer rural workers above-median wages without a four-year degree.
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Disconnected Young Adults: A Look at the Eighth Federal Reserve District
An analysis examines labor market experiences of disconnected young adults by geography, race, education and income nationally and in the Eighth District.
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The Economic Impact of Child Care by State
Learn how child care affects the U.S. economy. View fact sheets from all 50 states. Data include child care affordability estimates and labor force participation rates.
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Bank On National Data Hub: Findings from 2024
Bank On-certified accounts received $260 billion in deposits in 2024. This report examines annual data on Bank On account openings, usage and online access.
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Bank On National Data Hub: Findings from 2022
More than 17 million Bank On-certified accounts across 87% of U.S. ZIP codes have been opened through the end of 2022—a 24% increase from the previous year.
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Bank On National Data Hub: Findings from 2023
Bank On-certified accounts received $174 billion in deposits in 2023. This report examines annual data on Bank On account openings, usage and online access.
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Bank On National Data Hub: Findings from 2021
More than 14 million Bank On-certified accounts have been opened to date across this year’s (2021) 28 reporting institutions, a 67% increase from the previous reporting year.
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Bank On National Data Hub: Findings from 2020
An estimated 5.4% of U.S. households—or approximately 7.1 million—are unbanked, according to the Federal Deposit Insurance Corp. (FDIC). This means these households do not have checking or savings accounts at a traditional bank or credit union. The estimated number of unbanked households in the 2019 FDIC report was the lowest since the survey began in 2009. The most common reasons survey respondents cited for being unbanked included the following: they did not have enough money for the minimum balance in an account; they did not trust banks; they said avoiding banks affords more privacy; ...
Report
Bank On National Data Hub: Findings from 2019
About 5.4% of U.S. households are unbanked, according to the Federal Deposit Insurance Corp. (FDIC), meaning they do not have checking or savings accounts. While this figure represents the lowest rate of unbanked individuals since the FDIC began compiling this type of data in 2009, it means that 7.1 million U.S. households and businesses are still operating on the sidelines of the financial mainstream because they feel: they don’t have enough money for an account; they don’t trust banks; avoiding banks affords more privacy; bank fees are too high or unpredictable. The purpose of the Bank ...