Search Results
Journal Article
Recovery continues for banks in district, nation
Bank earnings were up moderately at the national level but were mixed in District states in the second quarter of 2012, while asset quality improved once again across all states. Overall, the District and national banking industries are in considerably better shape now than they were one year ago.
Journal Article
Agriculture Boom Continued 2013
U.S. agriculture has been booming in recent years with record farm incomes and double-digit percentage increases in cropland prices. However, farm income projections suggest a flattening, if not a reversal, of these trends. 2013 may prove to be a peak year, as analysts expect the agriculture sector to experience lower commodity prices, normal crop production and lower farm income over the next several years.
Journal Article
The drought's impact on Eighth District agricultural conditions
Despite historic drought conditions, crop producers and lenders in Eighth District states appear likely to exit the year in satisfactory financial condition, but the situation is somewhat different for livestock producers.
Journal Article
District banks’ profits are up, asset quality is not
Bank earnings rose dramatically in the Eighth District and U.S. peer institutions in the first quarter of 2011, primarily because of a sharp drop in funds set aside to cover future loan losses.
Journal Article
Central view: broadening the dialogue
We consider it critical that the voice of ?main street? lending institutions be considered in the formulation of good supervisory policy.
Journal Article
In-depth: the big banks: too complex to manage?
Five years after the financial crisis, regulators and lawmakers are still attempting to deal with the big banks?those considered ?too big to fail?. Recent ?misbehaviors? associated with big banks have invigorated the debate: Are these organizations too complex to effectively manage?
Journal Article
Recent accounting standard update clarifies and adds guidance to troubled debt restructurings
Although some believe the changes could lead to more loans reported as troubled debt restructurings, the update?s purpose is to explain and expand on previous guidance.
Journal Article
Recent monetary policy and inflation expectations
After the current quantitative easing program ends, it would be natural for the FOMC to put monetary policy on hold.
Journal Article
Final Basel III capital rule—less impact on community banks
Journal Article
Bank performance continues on meandering path
The slight uptick in bank earnings experienced by District banks and their U.S. peers in the third quarter did not carry over into the final quarter of 2011.