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Content Type:Journal Article 

Journal Article
Direct investments in securities: A primer

Direct investment plans (commonly known as DRIPs) let investors bypass traditional investment channels and avoid problems such as high transactions costs and the relatively large dollar amounts necessary to purchase certain assets. While no one expects these plans to answer all of the modern investor's needs, DRIPs probably appeal to the buy-and-hold clientele seeking the lowest possible transactions costs. ; This article discusses DRIPs, describing how the financial services industry has evolved to meet the needs of the small investor. The author identifies the remaining limitations on this ...
Economic Review , Volume 88 , Issue Q1 , Pages 1-14

Journal Article
Deregulation to provide challenges and opportunities for natural gas companies

Economics Update , Issue Jul , Pages 2-3

Journal Article
Atlanta Fed president discusses hurricanes, economic growth, and energy

In a recent speech, Jack Guynn said that despite the short-term disruption Hurricanes Katrina and Rita caused, the U.S. economy is poised for growth and low inflation.
Financial Update , Volume 18 , Issue Q 4

Journal Article
Moderate growth pushes Georgia past post-Olympic slowdown

Regional Update , Issue Oct , Pages 11-13

Journal Article
Recovery will gain momentum in spring

Regional Update , Issue Jan , Pages 6-8

Journal Article
CRA sunshine provisions

Questions and answers about the new section to Regulation G.
Communities and Banking , Issue Sum , Pages 23

Journal Article
Reviving Main Street: two New England case studies

For 25 years, the Main Street program of the National Trust for Historic Preservation has been revitalizing town centers and rejuvenating downtown commercial districts. This article takes a look at the Main Street strategy and examines its success in Boston, Massachusetts, and Littleton, New Hampshire.
Communities and Banking , Issue Win , Pages 3-9

Journal Article
The subprime meltdown: who knew what when?

Today there is a frequent refrain that the subprime collapse came as a surprise. We contend that, on the contrary, many saw it coming. Starting in the 1990s, there were white papers by consumer organizations and articles in newspapers about abuses in the subprime market. Consumer advocates repeatedly testified before House and Senate committees, citing evidence that, for example, home foreclosures had tripled between 1982 and 1997, high-cost subprime loans accounted for 22 percent of all foreclosures in 1998, and many subprime loans were simply unaffordable.
Communities and Banking , Issue Fall , Pages 16-18

Journal Article
Lessons from variations in state Medicaid expenditures

Because Medicaid is absorbing a large and growing share of government spending in every state, policymakers are under intense pressure to control the cost of this budget-breaking program. In search of clues concerning Medicaid cost containment, this article examines state data on per-recipient Medicaid spending by type of service. This effort suggests focusing on nursing homes, because per-recipient payments to these institutions are highly variable across states. Indeed, the article concludes that a key explanation for cross-state differences in per-recipient Medicaid expenses is the ...
New England Economic Review , Issue Jan , Pages 43-66

Journal Article
Target zones for exchange rates?

An examination of proposals to improve the international monetary system by creating central exchange rates and a discussion of why such a policy might not be in the best interest of the United States.
Economic Commentary , Issue Aug



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