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Periodic Essay
Banking in the clouds
Banks in Asia are looking into the opportunities, and risks, that cloud computing can bring to their industry as they expand domestically and regionally.
Periodic Essay
Labor market trends in Massachusetts regions: Central Mass
Using the most recent data available, the Central Mass regional labor market profile provides a detailed picture of the region?s current and future labor supply. For context, it also provides detailed information on labor demand in the region over the past decade. This profile is designed to help guide workforce development professionals, policy makers, and civic, education, and business leaders as they make decisions about education and training opportunities.
Periodic Essay
Asia’s Fintech Revolution
Driven by the proliferation of new technologies and startups, financial systems across Asia are undergoing a significant transformation. Finance in Asia has been historically dominated by large banks, many of which have been slow to embrace technological change thereby leaving many parts of the economy underserved in terms of access to financial services. The growing ubiquity of mobile phones, the internet, and other technologies have given rise to new ways of delivering financial services, a phenomenon commonly referred to as ?fintech.? The companies leading the introduction of these new ...
Periodic Essay
Labor market trends in Massachusetts regions: Berkshire
Using the most recent data available, the Berkshire Regional labor market profile provides a detailed picture of the region?s current and future labor supply. For context, it also provides detailed information on labor demand in the region over the past decade. This profile is designed to help guide workforce development professionals, policy makers, and civic, education, and business leaders as they make decisions about education and training opportunities.
Periodic Essay
Parents’ Wealth Helps Explain Racial Disparities in Student Loan Debt
The student loans black students are taking out to finance college may be contributing to racial wealth gaps.
Periodic Essay
China: an evolving housing market
Periodic Essay
Financial system reform in Thailand
In 2004 Thailand began to implement the Financial Sector Master Plan (FSMP), a long-term reform program aimed at creating a more efficient, transparent, and internationally competitive financial sector that can serve a larger proportion of the Thai population. With the first phase of the FSMP completed in 2009, Thailand announced that a second phase of financial sector reforms will begin in 2010. This Asia Focus report provides an overview of the FSMPs development, highlights key reform measures completed under Phase I, and describes measures proposed under Phase II and some of the challenges ...
Periodic Essay
Challenges in global finance: the role of Asia
On June 11-12, 2012, the Federal Reserve Bank of San Francisco (FRBSF) held its fifth Conference on Asian Banking and Finance in San Francisco, entitled ?Challenges in Global Finance: The Role of Asia.? Conference participants discussed how the ongoing economic and financial uncertainties in Europe will impact the Asian economies, banking sectors and trade flows; and how Asian banks and financial institutions themselves are addressing these issues.
Periodic Essay
China’s interest rate liberalization reform
This Asia Focus report explains the importance of interest rate liberalization in China, reviews historical progress and current efforts made to date, and discusses the potential impact on the banking sector.
Periodic Essay
Regulatory frameworks for financial services in Asia
This Asia Focus report serves as a reference for current prudential regulatory regimes overseeing the financial services institutions in several Asian economies, and provides some context for the development of these structures. The scope of this report focuses specifically on pru-dential supervision and does not include broader is-sues of ongoing debate such as consumer protection, financial market regulation, and the merits of central banks in supervision.