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Briefing
TARGET2: symptom, not cause, of eurozone woes
Rhodes, Karl; Lubik, Thomas A. (2012-08)
In recent years, large positive and negative balances have arisen in TARGET2, the interbank settlement and payments system of the Eurozone. These balances show that the Deutsche Bundesbank, the central bank of Germany, has become a large net creditor to the European Central Bank (ECB). Conversely, they show that central banks in the periphery nations of Portugal, Ireland, Italy, Greece, and Spain have become significant net debtors to the ECB. Critics of the Eurosystem have portrayed these balances as a "stealth bailout" of the periphery nations, but TARGET2 merely reflects persistent ...
Richmond Fed Economic Brief , Issue Aug

Briefing
Hollywood east?: film tax credits in New England
Saas, Darcy Rollins (2006)
Five of the six New England states now provide tax credits or other financial incentives to attract producers to film on location. This policy brief discusses whether these incentives attract more production, and whether they are cost-effective in creating jobs. It focuses on the use of one major incentive: film tax credits.
New England Public Policy Center Policy Brief

Briefing
The role of interchange fees on debit and credit card transactions in the payments system
Mead, Tim; Haltom, Renee Courtois; Blackwell, Margaretta (2011-05)
When consumers use debit or credit cards to make purchases, merchants are assessed fees for processing the transactions, the largest of which is called an "interchange" fee. Rising interchange fees, along with the growing dominance of card transactions in the payments system, have brought increasing scrutiny from regulators on the appropriate level of interchange fees and the competitive aspects of card networks. A look at the trends, mechanics, and economic role of interchange fees indicates that the issue is more complicated than it may initially appear.
Richmond Fed Economic Brief , Issue May

Briefing
The Pandemic, Child Care and Women’s Labor Force Participation
Latham, Sierra; Athreya, Kartik B. (2022-05)
The pandemic has changed how households work, spend and care for children. In this Economic Brief, we highlight economic research that examines the patterns seen in women's work experiences in particular. We look at both the pandemic and, more generally, how shocks to the economy affect women's work decisions. Throughout, we will try to connect what we observe to households' broader economic environments and will emphasize — in the case of the pandemic — the role of away-from-home child care.
Richmond Fed Economic Brief , Volume 22 , Issue 16

Briefing
Public and Private Debt after the Pandemic and Policy Normalization
Lubik, Thomas A.; Schwartzman, Felipe (2020-05)
As a result of the COVID-19 pandemic, public debt has increased dramatically and private debt seems likely to increase as well. High indebtedness could influence the effectiveness of monetary policy and lead to political pressure for the Federal Reserve to maintain low interest rates for an extended period of time.
Richmond Fed Economic Brief , Issue 20-06 , Pages 6

Briefing
Slowing Growth in Educational Attainment
Neelakantan, Urvi; Romero, Jessica Sackett (2018-07)
Research suggests the economy's demand for college-educated workers exceeds the supply, which might be contributing to slower economic growth. Improving students' preparation at the K-12 level could both increase the college completion rate and help those who are not college-bound choose the best paths for themselves.
Richmond Fed Economic Brief , Issue July

Briefing
What Do Recent Studies Say About Crime and Policing? Part 1
Owens, Raymond E.; Pinto, Santiago (2021-09)
Richmond Fed Economic Brief , Volume 21 , Issue 29a

Briefing
Should the Fed Issue Digital Currency?
Wang, Zhu; Wong, Russell; Romero, Jessie (2021-03)
The United States might benefit from eventually replacing most physical cash with central bank digital currency (CBCD), but first the Federal Reserve must resolve several key policy and implementation issues, such as establishing comparative advantage over private issuers and ensuring safety and soundness.
Richmond Fed Economic Brief , Volume 21 , Issue 10

Briefing
The Richmond Fed Manufacturing and Service Sector Surveys: A User's Guide
Watson, Aileen; Price, David A. (2014-03)
The Richmond Fed conducts monthly surveys of business conditions in the manufacturing and service sectors of the Fifth Federal Reserve District. This article provides background information on these surveys and on other manufacturing and service sector surveys.The Richmond Fed conducts monthly surveys of business conditions in the manufacturing and service sectors of the Fifth Federal Reserve District. This article provides background information on these surveys and on other manufacturing and service sector surveys.
Richmond Fed Economic Brief , Issue Mar

Briefing
Promoting Payment Inclusion in the United States
Toh, Ying Lei (2022-10-07)
In recent decades, entities in both the public and private sectors have worked to promote payment inclusion in the United States, whether by expanding the supply of transaction accounts or boosting consumer demand for them. However, more research and data collection are needed to better define and measure payment inclusion as well as evaluate how effective efforts have been to improve it.
Payments System Research Briefing , Issue October 7, 2022 , Pages 10

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