Community Banking Conference Highlights PPP Research
The Paycheck Protection Program was the subject of several papers at this year’s community banking conference.
Regulating Fintech: One Size Does Not Fit All
As fintech companies make inroads into banking, they have raised regulatory issues at the state and federal levels.
Banking Agencies Seek Public Comment on CRA Proposal
Federal regulators are proposing changes to regulations for the Community Reinvestment Act, nearly 20 years since the last major overhaul of its rules.
Bank Supervision Adapts to Pandemic Challenges
Communication between bank management and bank supervisors will remain vital to understanding the challenges banks are facing.
A Post-Mortem of the Paycheck Protection Program
The Paycheck Protection Program, which ended on May 31, involved thousands of lenders and $800 billion in small-business loans. How successful was the PPP?
Commercial Banks in District, Nation Finish 2021 in Strong Position
Banks continued their rebound, posting satisfactory earnings and asset quality measures well above industry benchmarks.
Banks Navigate Surging Deposits, Tepid Loan Activity since COVID-19 Onset
A surge in deposits in 2020 has created excess liquidity for banks. They are also facing tepid loan activity and lower yields on other types of investments.
Commercial Banks Appear Resilient despite Pandemic
Data at the national and Eighth District state levels show banks improved their return on average assets in the first quarter, though challenges remain.
The ABCs of CDIAC: How Community Bankers Inform the Fed
The Community Depository Institutions Advisory Council can provide valuable insights when the Fed considers the effectiveness of supervision and regulation policy.
Consumer Protection in the Fintech Era
Fintech firms that offer banking services to consumers face a myriad of new regulations and a learning curve.