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Author:White, Carl 

Community Banking Conference Highlights PPP Research

The Paycheck Protection Program was the subject of several papers at this year’s community banking conference.
On the Economy

Regulating Fintech: One Size Does Not Fit All

As fintech companies make inroads into banking, they have raised regulatory issues at the state and federal levels.
On the Economy

Banking Agencies Seek Public Comment on CRA Proposal

Federal regulators are proposing changes to regulations for the Community Reinvestment Act, nearly 20 years since the last major overhaul of its rules.
On the Economy

Bank Supervision Adapts to Pandemic Challenges

Communication between bank management and bank supervisors will remain vital to understanding the challenges banks are facing.
On the Economy

A Post-Mortem of the Paycheck Protection Program

The Paycheck Protection Program, which ended on May 31, involved thousands of lenders and $800 billion in small-business loans. How successful was the PPP?
On the Economy

Commercial Banks in District, Nation Finish 2021 in Strong Position

Banks continued their rebound, posting satisfactory earnings and asset quality measures well above industry benchmarks.
On the Economy

Banks Navigate Surging Deposits, Tepid Loan Activity since COVID-19 Onset

A surge in deposits in 2020 has created excess liquidity for banks. They are also facing tepid loan activity and lower yields on other types of investments.
On the Economy

Commercial Banks Appear Resilient despite Pandemic

Data at the national and Eighth District state levels show banks improved their return on average assets in the first quarter, though challenges remain.
On the Economy

The ABCs of CDIAC: How Community Bankers Inform the Fed

The Community Depository Institutions Advisory Council can provide valuable insights when the Fed considers the effectiveness of supervision and regulation policy.
On the Economy

Consumer Protection in the Fintech Era

Fintech firms that offer banking services to consumers face a myriad of new regulations and a learning curve.
On the Economy