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Author:Walraven, Nicholas 

Working Paper
Small business lending by banks involved in mergers

The paper uses data on the volume outstanding of small business loans from the midyear Call Reports to summarize the nature of small business lending at banks that were involved in mergers between June 1993 and June 1996. Then a model of gradual adjustment by the consolidated bank following the merger is estimated to determine whether the portfolio share of small business loans at the consolidated bank tends to move over time toward either the pre-merger share at the acquiring bank or the typical share at other banks of roughly the same size as the consolidated bank.
Finance and Economics Discussion Series , Paper 1997-25

Working Paper
Bank risk ratings and the pricing of agricultural loans

In this paper, we review the prevalence of the use of risk ratings by commercial banks that participated in the Federal Reserve's Survey of Terms of Bank Lending to Farmers between 1997 and 2002. We find that adoption of risk rating procedures held about steady over the period, with a little less than half the banks on the panel either not using a risk rating system, or reporting the same rating for all their loans in the survey. However, most of these banks were small, and roughly four-fifths of all sample loans carried an informative risk rating. We found that after controlling for the size ...
Finance and Economics Discussion Series , Paper 2003-53

Working Paper
Expected appreciation for U.S. housing

Working Paper Series / Economic Activity Section , Paper 84

Journal Article
An update on the farm economy

Federal Reserve Bulletin , Issue Dec , Pages 967-979

Journal Article
The farm economy in the first half of the 1990s

Federal Reserve Bulletin , Issue Dec , Pages 1057-1072

Journal Article
Drought, agriculture, and the economy

Federal Reserve Bulletin , Issue Jan

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