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Discussion Paper
Quantifying the costs of additional regulation on community banks
In this Economic Policy Paper, we quantify the cost of increased regulation on community banks. We do so by modeling the impact of new regulatory costs as the hiring of additional staff, resulting in higher total compensation and lower profitability. We then analyze the changes in the distribution of community bank profitability.
Conference Paper
Are banking supervisory data useful for macroeconomic forecasts?
Journal Article
Why all concerns about subprime lending are not created equal
Journal Article
Banking trends in a county near you
Geographic differences are not all that great between urban, fringe and rural counties
Journal Article
Financial modernization, the FHLB and agricultural banks
Journal Article
In banking, less can equal more
Though consolidation continues, banking services have nonetheless expanded considerably throughout the Ninth District
Journal Article
Ninth District banking conditions from the examiners' viewpoint