Quantifying the costs of additional regulation on community banks
In this Economic Policy Paper, we quantify the cost of increased regulation on community banks. We do so by modeling the impact of new regulatory costs as the hiring of additional staff, resulting in higher total compensation and lower profitability. We then analyze the changes in the distribution of community bank profitability.
Are banking supervisory data useful for macroeconomic forecasts?
Why all concerns about subprime lending are not created equal
Banking trends in a county near you
Geographic differences are not all that great between urban, fringe and rural counties
Financial modernization, the FHLB and agricultural banks
In banking, less can equal more
Though consolidation continues, banking services have nonetheless expanded considerably throughout the Ninth District
Ninth District banking conditions from the examiners' viewpoint