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Author:Schmidt, Jason 

Discussion Paper
Quantifying the costs of additional regulation on community banks

In this Economic Policy Paper, we quantify the cost of increased regulation on community banks. We do so by modeling the impact of new regulatory costs as the hiring of additional staff, resulting in higher total compensation and lower profitability. We then analyze the changes in the distribution of community bank profitability.
Economic Policy Paper , Paper 13-3

Journal Article
District economy will continue to grow, but some slowing creeps in

Fedgazette , Volume 11 , Issue Jul , Pages 10-11

Conference Paper
Are banking supervisory data useful for macroeconomic forecasts?

Proceedings , Paper 825

Journal Article
Why all concerns about subprime lending are not created equal

Fedgazette , Volume 11 , Issue Jul , Pages 8-9

Journal Article
Noninterest income: A potential for profits, risk reduction and some exaggerated claims

Fedgazette , Volume 11 , Issue Oct , Pages 20-21

Journal Article
Banking trends in a county near you

Geographic differences are not all that great between urban, fringe and rural counties
Fedgazette , Volume 16 , Issue Nov , Pages 3

Journal Article
Using market data in the supervisory process: a symposium introduction

The Region , Issue Sep , Pages 4

Journal Article
Financial modernization, the FHLB and agricultural banks

Fedgazette , Volume 12 , Issue Oct , Pages 16-17

Journal Article
In banking, less can equal more

Though consolidation continues, banking services have nonetheless expanded considerably throughout the Ninth District
Fedgazette , Volume 16 , Issue Nov , Pages 1-2, 4-6

Journal Article
Ninth District banking conditions from the examiners' viewpoint

Fedgazette , Volume 13 , Issue Sep , Pages 16-17

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