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Author:Sanchez-Moyano, Rocio 

Journal Article
Understanding Community Development Financial Institutions and their Impact in Low- and Moderate-Income Neighborhoods

Community Development Financial Institutions (CDFIs) are mission-driven lenders that create economic opportunity for low-income communities and individuals throughout the United States. The history of CDFIs dates back to the 1970s. There are currently over 1,100 operating as banks, credit unions, nonprofit loan funds, and venture capital funds. CDFI financing leads to the creation of jobs, affordable housing, community facilities and more. This issue of the Community Development Innovation Review is a collection of research papers designed to expand our understanding of CDFIs and their ...
Community Development Innovation Review , Volume 15 , Issue 1 , Pages 152

Journal Article
Lessons Learned from Small Business Lending During COVID-19: A Case Study of the California Rebuilding Fund

As the COVID-19 pandemic forced California businesses to shut down in March 2020, the fate of small businesses, which often had fewer reserves to draw upon when trying to survive the shutdowns, became particularly concerning. Federal aid measures, including the Paycheck Protection Program (PPP), brought relief to many business owners, but their deployment also confirmed what many small business advocates feared: business owners in the most vulnerable communities and underrepresented business owners often struggled to obtain assistance. At the same time, small business lending capital dried ...
Community Development Research Brief , Volume 2022 , Issue 03 , Pages 38

Journal Article
Fintech, Racial Equity, and an Inclusive Financial System

This issue of the Community Development Innovation Review examines the promise and pitfalls of financial technology, or fintech, for fostering racial equity and greater financial inclusion. Edited in partnership with the SF Fed’s Fintech Team and Aspen Institute’s Financial Security Program, this issue brings together a broad set of voices from people working in various roles—including in technology, community development, economic inclusion, regulation, and investment—to contextualize gaps in the financial system and consider ways to address them. The authors examine dimensions of ...
Community Development Innovation Review , Volume 15 , Issue 2 , Pages 132

Journal Article
Paycheck Protection Program Lending in the Twelfth Federal Reserve District

Community Development Research Brief , Volume 2021 , Issue 01

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