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Author:Ryder Perlmeter, Emily 

Discussion Paper
Student loans part 1: get the numbers right

Perspectives , Paper 10

Who Benefited from the Paycheck Protection Program? Our Texas Analysis Offers an Early Look

Though many hail the Paycheck Protection Program as a historic lifeline for the economy, others have raised concerns that the program reinforces inequities and has led to loan approvals not in alignment with its mission.
Dallas Fed Communities

The Scarcity of Texas Affordable Housing

In 2016, the Dallas Fed launched a poll of developers to assess the state of affordable housing in Texas. Responses were analyzed, and existing secondary data were added for context. This report summarizes those results.
Community Outlook , Issue 1 , Pages 1-16

How PPP Loans Eluded Small Businesses of Color

Using national- and state-representative data from small business owners from the Federal Reserve System’s Small Business Credit Survey, we found that small business owners of color were in greater need of financial support than their white-owned counterparts, but they successfully accessed the PPP less frequently.
Dallas Fed Communities

Mission-oriented banks in Texas and underserved businesses: lessons from the Paycheck Protection Program

The Emergency Capital Investment Program picks up where PPP left off.

Opportunity Zones: How Will We Know if Communities Reap the Benefits?

Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.
Dallas Fed Communities

Discussion Paper
Las colonias in the 21st century: progress along the Texas-Mexico border

Perspectives , Paper 13

Discussion Paper
Texas small business needs assessment poll 2014

Perspectives , Paper 3

Pandemic Mortgage Relief Headed Off Delinquencies, but What Happens Now?

As more Texas mortgages exit forbearance, ZIP codes with larger vulnerability will be at particular risk for financial stress.
Dallas Fed Communities

Discussion Paper
Student loans part 2: borrowing for a future

Perspectives , Paper 15




Dallas Fed Communities 13 items

Perspectives 6 items

Community Outlook 2 items

Dallas Fed Economics 2 items

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