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Author:Romero, Jessica Sackett 

Discussion Paper
Demographics and Disparities in the Fifth District

Although the Fifth District’s black population tends to have higher employment and educational attainment compared to the nation’s, there are still significant disparities relative to whites.
Regional Matters

How Risky Are Young Borrowers?

Young borrowers are conventionally considered the most prone to making financial mistakes. This has spurred efforts to limit their access to credit, particularly via credit cards. Recent research suggests, however, that young borrowers are actually among the least likely to experience a serious credit card default. One reason why people obtain credit cards early in life may be to build a strong credit history.
Richmond Fed Economic Brief , Issue Dec

Journal Article
When Economists Make Mistakes

Econ Focus , Issue 3Q , Pages 10-10

Journal Article
Regional News at a Glance

China?s WH Group Buys Virginia?s Smithfield Foods - Jessie Romero. Reforming Flood Insurance Causes Hardship for Homeowners - Tim Sablik. NC Offers Payments to Victims of Its Eugenics Program - Lisa Kenney. SC Weighs Proposal to Reduce Cosmetology Training - Karl Rhodes.
Econ Focus , Issue 4Q , Pages 2-5

Journal Article
Are CEOs Overpaid?

Feature article on: Are CEOs Overpaid? Incentives for chief executives have important economic implications
Econ Focus , Issue 4Q , Pages 14-17

Journal Article
Open house: Will helping homeowners help the economy?

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Econ Focus , Volume 16 , Issue 1Q , Pages 21-25

Journal Article
Cloudy with a chance of ... savings : Weather affects every sector of the economy, so there's a lot to be gained from getting the forecasts right

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Econ Focus , Volume 15 , Issue 4Q , Pages 34-38

Inequality in and across Cities

Inequality in the United States has an important spatial component. More-skilled workers tend to live in larger cities where they earn higher wages. Less-skilled workers make lower wages and do not experience similar gains even when they live in those cities. This dynamic implies that larger cities are also more unequal. These relationships appear to have become more pronounced as inequality has increased. The evidence points to externalities among high-skilled workers as a significant contributor to those patterns.
Richmond Fed Economic Brief , Issue October

Journal Article
The Profession: Where are the Women

Econ Focus , Issue 2Q , Pages 12-12

Journal Article
Research spotlight: From housing bust to baby bust?

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Econ Focus , Volume 17 , Issue 1Q , Pages 11



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Federal Reserve District, 5th 7 items

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