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Author:Reber, Sarah 

Journal Article
Changes in U.S. Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances

The Federal Reserve Board’s Survey of Consumer Finances for 2019 provides insights into the evolution of family income and net worth since the previous time the survey was conducted in 2016. The survey shows that over the 2016–19 period, the median value of real (inflation-adjusted) family income before taxes rose 5 percent, and mean income decreased 3 percent. Real median net worth increased 18 percent, and mean net worth rose 2 percent. This survey marks the first in the aftermath of the Great Recession in which between-survey changes in the median outpaced changes in the mean for ...
Federal Reserve Bulletin , Volume 106 , Issue 5 , Pages 42

Discussion Paper
Where’s the Money Going? The Importance of Accounting for Rent Payments in Measuring a Household's Financial Obligations

To get a more comprehensive picture of how families' uncommitted income has evolved since the financial crisis, we analyze a broader measure of households’ committed monthly payments that includes rent for renters, as well as payments to cover mortgages for homeowners and other debt obligations for all families.
FEDS Notes , Paper 2018-06-20

Discussion Paper
Updating the Distributional Financial Accounts

In addition to incorporating 2020q2 data from the Financial Accounts, the 2020q2 release of the Distributional Financial Accounts (DFAs) includes three substantial updates. The most consequential is the incorporation of the newly released 2019 Survey of Consumer Finances (SCF).
FEDS Notes , Paper 2020-11-09-2

Working Paper
Introducing the Distributional Financial Accounts of the United States

This paper describes the construction of the Distributional Financial Accounts (DFAs), a new dataset containing quarterly estimates of the distribution of U.S. household wealth since 1989, and provides the first look at the resulting data. The DFAs build on two existing Federal Reserve Board statistical products --- quarterly aggregate measures of household wealth from the Financial Accounts of the United States and triennial wealth distribution measures from the Survey of Consumer Finances --- to incorporate distributional information into a national accounting framework. The DFAs complement ...
Finance and Economics Discussion Series , Paper 2019-017

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