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Author:Office, Community Affairs 

Journal Article
Texas foreclosure timeline

Texas has a rather quick foreclosure process for non-home equity loans. (Home equity loans must be foreclosed judicially.) The process is conducted by the trustee designated by the lender in the deed of trust (the mortgage instrument) without any court involvement.
Banking and Community Perspectives , Issue 2 , Pages 7

Journal Article
New \\"Banker's quick reference guide to CRA\\"

The Community Affairs Office of the Dallas Fed has revised A Banker's Quick Reference Guide to CRA. The publication is a tool for quickly accessing information about CRA regulation and examination procedures.
e-Perspectives , Issue 3

Journal Article
Opportunities within the disability housing market

With 14.2 percent of the population over the age of 5 having a disability,[1] finding viable housing options that are universally designed and constructed to be accessible for people with disabilities is an ongoing challenge in Texas. And promoting housing solutions and partnerships that can benefit this growing population has become critical, not just for Texas but for the entire country. Not only is the need enormous, but federal government resources that traditionally have funded housing for people with disabilities have evolved and retrenched in the wake of the financial crisis. As a ...
e-Perspectives , Issue 4

Journal Article
Homeownership and affordable lending: a case study

Homeownership doesn't just provide people a place to live. It also enables them to accumulate wealth by saving more and building equity in their homes.
Banking and Community Perspectives , Issue 3

Journal Article
Q & A with Paul A. Jargowsky

An associate professor at the University of Texas at Dallas, Jargowsky directs the Bruton Center for Development Studies, which researches urban and regional development policies and trends, and the Texas Schools Project, which studies educational issues. His research interests center on the geographic concentration of poverty and residential segregation by race and class.
Banking and Community Perspectives , Issue 2 , Pages 4-5

Journal Article
One veteran's path to self-sufficiency and independence

Staff at Volunteers of America of North Louisiana (VOANL) have found that one of the biggest challenges for homeless veterans is developing a long-term vision.
e-Perspectives , Issue 2

Journal Article
Building healthier communities from the ground up

This issue of Banking and Community Perspectives focuses on some nonlegislative efforts to foster healthier communities, particularly in low- and moderate-income areas. These efforts are led by both public and private organizations across the Federal Reserve's Eleventh District.
Banking and Community Perspectives , Issue 2 , Pages 3-10, 12

Journal Article
Quantifying the foreclosure issue

Chart shows seriously delinquent loans by loan category in Texas, 2001-2007. ; Seven Texas metropolitan statistical areas ranked in the Top 100 MSAs with the highest foreclosure rate relative to the total number of households in the MSA. ; Twenty-two Texas ZIP codes made the list of 500 U.S. ZIP codes with the most foreclosure filings for the three months ended June 15, 2007.
Banking and Community Perspectives , Issue 2 , Pages 4

Journal Article
RAISE Texas: moving Texans towards financial success

What began several years ago as a network of matched savings programs to encourage low-income Texans to save has blossomed into a statewide, comprehensive asset-building movement now known as RAISE Texas.
Banking and Community Perspectives , Issue 2 , Pages 1-7

Journal Article
Asset building taking root in rural communities

Postrecession, the asset-building movement continues to gain momentum across the country. Individuals and families pursue wealth-building strategies based on such time-honored principles as budget to save, save to invest, credit building, controlling debt and protecting wealth once it has been accumulated.
Banking and Community Perspectives , Issue 1 , Pages 3-10

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