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Journal Article
Claiming the EITC
Journal Article
Foreclosure resources
Despite some of the positive news in housing markets, the rate of mortgage foreclosures and delinquencies in Texas is on a sharp incline. This issue of e-Perspectives provides a list of foreclosure resources.
Journal Article
Top 10 steps to improved financial health
Journal Article
SBDCs: a one-stop shop for small businesses
Journal Article
Addressing mortgage delinquencies and foreclosures
Numerous programs, partnerships and other efforts--led by public, private and nonprofit organizations--are under way to reduce the number of delinquencies and foreclosures.
Journal Article
Upcoming CRA-related conferences and CRA roundtables
Journal Article
Concentrated poverty in the eleventh district
This issue of Banking and Community Perspectives analyzes the dynamics of concentrated poverty in rural and urban settings.
Journal Article
Asset-building strategies in community colleges
The profile of an average college student today is not what you might think. The stereotypical image of a college student?right out of high school, living in the dorm, with parents footing the bill?is no longer the reality. Today, the typical college student is a working adult with one or more dependents and is juggling at least part-time work and full-time family responsibilities while pursuing college credit hours or a job-training certificate.
Journal Article
The CRA and subprime lending
The Community Reinvestment Act (CRA) has been under much scrutiny amid the subprime lending bust. Critics of the CRA contend that the law pushed banking institutions to undertake high-risk mortgage lending. A Federal Reserve Board staff analysis finds that the CRA was neither a source nor driver of the housing market's collapse. In this issue, we examine the CRA and its role in the mortgage market and distinguish it from causes of the subprime failure.