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Author:Office, Community Affairs 

Journal Article
Claiming the EITC

e-Perspectives , Issue 4

Journal Article
Foreclosure resources

Despite some of the positive news in housing markets, the rate of mortgage foreclosures and delinquencies in Texas is on a sharp incline. This issue of e-Perspectives provides a list of foreclosure resources.
e-Perspectives , Issue 1

Journal Article
Top 10 steps to improved financial health

e-Perspectives , Issue 2

Journal Article
SBDCs: a one-stop shop for small businesses

e-Perspectives , Issue 5

Journal Article
Addressing mortgage delinquencies and foreclosures

Numerous programs, partnerships and other efforts--led by public, private and nonprofit organizations--are under way to reduce the number of delinquencies and foreclosures.
e-Perspectives , Issue 1

Journal Article
Upcoming CRA-related conferences and CRA roundtables

e-Perspectives , Issue 4

Journal Article
Affordable housing coming to Dallas via transit-oriented development

Banking and Community Perspectives , Issue 3 , Pages 14-17

Journal Article
Concentrated poverty in the eleventh district

This issue of Banking and Community Perspectives analyzes the dynamics of concentrated poverty in rural and urban settings.
Banking and Community Perspectives , Issue 2 , Pages 3, 5-8

Journal Article
Asset-building strategies in community colleges

The profile of an average college student today is not what you might think. The stereotypical image of a college student?right out of high school, living in the dorm, with parents footing the bill?is no longer the reality. Today, the typical college student is a working adult with one or more dependents and is juggling at least part-time work and full-time family responsibilities while pursuing college credit hours or a job-training certificate.
Banking and Community Perspectives , Issue 1 , Pages 3-8

Journal Article
The CRA and subprime lending

The Community Reinvestment Act (CRA) has been under much scrutiny amid the subprime lending bust. Critics of the CRA contend that the law pushed banking institutions to undertake high-risk mortgage lending. A Federal Reserve Board staff analysis finds that the CRA was neither a source nor driver of the housing market's collapse. In this issue, we examine the CRA and its role in the mortgage market and distinguish it from causes of the subprime failure.
Banking and Community Perspectives , Issue 1 , Pages 3-7



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