Search Results
Journal Article
Good times continue for Tenth District banks
Commercial banks in Tenth District states continued to perform well in 1997. Profitability remained high, loan quality improved, and loan growth and deposit growth were both strong. Banks in district states also outperformed banks nationwide by all four performance measures.
Journal Article
Banking performance in the Tenth District states
The average profitability of banks in Tenth District states edged up in 1987 after five years of decline. Agricultural banks showed the greatest recovery, combining faster loan growth with lower loan losses and higher profits.
Journal Article
Financial stress: what is it, how can it be measured, and why does it matter?
The U.S. economy is currently experiencing a period of significant financial stress. This stress has contributed to the downturn in the economy by boosting the cost of credit and making businesses, households, and financial institutions highly cautious. To alleviate the financial stress and counteract its effects on the economy, the Federal Reserve has reduced the federal funds rate target substantially and undertaken unprecedented actions to support the functioning of financial markets. There will come a point, however, when the Federal Reserve needs to remove liquidity from the economy and ...
Journal Article
Profits of commercial banks in Tenth District states
Journal Article
Bank credit growth in the Tenth District: recent developments
Bank credit, the sum of loans and securities at commercial banks, is widely viewed as providing information about the current and future state of the economy. Analysts have been concerned about the behavior of bank credit during the nation's recovery from the 1990-91 recession. At first, analysts worried the recovery would be hampered because banks were making too few loans and purchasing too many securities. More recently, loan growth has picked up and securities growth has slowed, a development some analysts view as a sign the economy is growing too fast to keep inflationary pressures in ...
Working Paper
Loan losses and bank risk-taking: is there a connection?
Journal Article
The new risk-based capital plan for commercial banks
Journal Article
Measuring the costs of retail payment methods
In the last two decades, retail payments have experienced a dramatic shift from paper-based payment methods to electronic methods. Accurate cost information for the two types of methods would help central banks decide how hard to push for a complete transition to electronic methods and which methods to promote. ; To obtain such information, a number of central banks have recently conducted comprehensive studies of the costs of retail payment methods. Differences in the results of these studies suggest a need for each central bank to conduct its own study. ; Hayashi and Keeton, however, find ...
Journal Article
The Treasury plan for banking reform