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Author:Jiang, Helu 

Journal Article
Household Financial Distress and Household Deleveraging

Deleveraging may be caused by a declining willingness by households to borrow instead of a tightening of borrowing constraints.
Economic Synopses , Issue 18 , Pages 1-2

Journal Article
The Deleveraging of U.S. Households: Credit Card Debt over the Lifecycle

Individuals younger than 46 deleveraged the most after the financial crisis of 2008.
Economic Synopses , Issue 11 , Pages 1-2

Journal Article
District Households Buck the Trend to Pay Down Debt

While at a national level households have decreased their debt substantially since the financial crisis, in the St. Louis Fed?s District household debt has remained constant. The evolution of house prices may be the key.
The Regional Economist , Issue July

Journal Article
The Dynamics of Mortgage Debt in Default

Rapid declines in house prices, negative home equity, and the number of households in default all contributed to the dramatic increase in mortgage defaults during the Great Recession.
Economic Synopses , Issue 3

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