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Author:Hoy, Tammie 

Briefing
Microenterprise and the small-dollar loan market
"Small business" is a designation that includes businesses of many different sizes with varying financial needs and access to credit. Microenterprises ? businesses with fewer than five employees ? are served primarily by the small-dollar loan market, which ranges from payday lending to microloans offered by nonprofit organizations and, to a lesser extent, loans from traditional financial institutions. This Economic Brief explores the need for and challenges facing the small-dollar loan market in the United States.
AUTHORS: Hoy, Tammie; Romero, Jessica Sackett; Zeuli, Kimberly
DATE: 2012

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