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Discussion Paper
Predicting bank failure
Discussion Paper
A dynamic analysis of bank failures
Conference Paper
Federal tax treatment for bank loan losses and bank capital adequacy
Conference Paper
Interstate banking, bank expansion and valuation
Working Paper
Recent trends in the number and size of bank branches: an examination of likely determinants
In this paper, we examine the role of market characteristics in explaining the much discussed phenomenon of growth in the number of banking institution branches over time, and the much less discussed phenomenon of decline in the size of the average branch. We note first that substitution of bank branches in the US for thrift branches accounts for much of the sharp rise observed for bank branches over time. Using a panel data set that consists of over 2,000 markets observed from 1988 to 2004, we report a number of findings regarding the market characteristics that are associated with the ...
Discussion Paper
Bank loan commitments
Discussion Paper
On the microeconomics of reserve requirements
Discussion Paper
Predicting the rate of inflation with short-term interest rates
Discussion Paper
An analysis of risk-based deposit insurance for commercial banks