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Working Paper
Motor Vehicle Stocks, Scrappage, and Sales
This paper offers a new framework for analyzing aggregate sales of new motor vehicles that incorporates separate models for the change in the vehicle stock and for the rate of vehicle scrappage. Because this approach requires only a minimal set of assumptions about demographic trends, the state of the economy, consumer "preferences," new vehicle prices and repair costs, and vehicle retirements, it is shown to be especially useful as a macroeconomic forecasting tool. In addition, a new historical annual time series estimate of motor vehicle stocks in the United States is presented.
Conference Paper
An overview of financial structuring
Conference Paper
Cyclicality and banking regulation
Conference Paper
Payments systems in the global economy
Conference Paper
Financial innovations and the supervision of financial institutions.
Conference Paper
The American economy in a world context
Conference Paper
Changes in small business finance
Conference Paper
Putting FDICIA in perspective
Conference Paper
FDICIA and the future of banking law and regulation
Conference Paper
Optimal bank supervision in a changing world