A primer on bank consolidation in the Ninth District
Record bank profitability: how, who and what does it mean?
Addressing TBTF when banks merge: a proposal
A proposed bank merger and acquisition (M&A) provides a unique opportunity to address too big to fail concerns?the problem of big banks taking undue risks due to creditors? perceptions that government policymakers will bail them out to prevent spillovers from bank collapse. Under a preliminary reform proposal, the Federal Reserve, the Federal Deposit Insurance Corporation and the U.S. Treasury would, as part of the review process for large bank M&As, be required to report on how they are putting large bank creditors at risk of loss. Linking M&A reviews to TBTF management reviews would have ...
Credit availability in the Minneapolis-St. Paul Hmong community
Managing the expanded safety net
In this essay, we first briefly explain why the government?s response to the 2007?08 financial turmoil, although justified, expanded the safety net and exacerbated the existing too big to fail problem.
Too big to fail: the hazards of bank bailouts
Excerpts from the 2004 book, ?Too Big To Fail: The Hazards of Bank Bailouts,? by Gary H. Stern and Ron J. Feldman.
Macrostability ratings: a preliminary proposal
Focusing supervisory attention by assessing the spillover potential of financial institutions
Is financial modernization anything new?