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Author:Cheng, Jess 

Discussion Paper
Preconditions for a General-Purpose Central Bank Digital Currency

Over the last few years, interest in the potential issuance of a general-purpose central bank digital currency (CBDC) has increased. Introducing and operating a CBDC would require actions by many stakeholders and not just the central bank. In view of the far-reaching implications of introducing a new form of money to the public, the decision cannot be taken lightly. This paper outlines foundational preconditions and proposes areas of work that may help achieve them prior to the possible implementation of a potential future general-purpose CBDC in the United States. These foundational ...
FEDS Notes , Paper 2021-02-24-1

Discussion Paper
Lessons from the History of the U.S. Regulatory Perimeter

Banking organizations in the United States have long been subject to two broad categories of regulatory standards. The first is permissive: a "positive" grant of rights and privileges, typically via a charter for a corporate entity, to engage in the business of banking.
FEDS Notes , Paper 2021-10-15-1

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